Personal loans in Flandreau, SD

Pull your credit reports and line up at least three offers before you apply from Flandreau. Flandreau shed about 0.7% of its population between the 2020 base and the 2023 estimate. Lenders active in Flandreau report to a South Dakota supervisor, identified in the sourced rows below. A larger market lies at Pipestone, MN about 15 miles away.

What the Census records for Flandreau

Only a few things actually differ by place — population, area, location, and the South Dakota rules a lender must follow — and they are below.

• Population: an estimated 2,358 residents, 32nd of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.7% fewer residents than the 2020 Census counted.
• Net change: roughly 16 fewer people than the 2020 Census counted.
• Size percentile: roughly 90% of South Dakota places rank below Flandreau.
• Density: roughly 1,268 residents per square mile, spread over 1.9 sq mi of land.
• By land area: Flandreau ranks 46th among South Dakota's 309 places, at 1.9 sq mi.
• Water area rank: Flandreau ranks 19th among South Dakota's 309 places, with 0.07 sq mi.
• Share of state population: Flandreau's 2,358 residents are about 0.4% of South Dakota.
• Nationally: Flandreau is the 7,034th-largest of 19,457 Census places in the dataset.
• Growth rank: Flandreau ranks 190th among South Dakota's 309 places for the 2020-to-2023 change.
• State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Flandreau's 0.7%.
• Density in South Dakota: Flandreau ranks 41st by people per square mile.
• Density in context: Flandreau's 1,268 people per square mile sit against a South Dakota median of 581.
• Location: it lies at 44.0455, -96.6018 in the Census Gazetteer.
• Nearest larger cities: Pipestone (15 mi); Dell Rapids (16 mi); Brookings (20 mi); Madison (25 mi); Brandon (31 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Egan (4 mi); Trent (10 mi); Ward (10 mi).
• Within a 50-mile radius: 83 smaller Census places.
• Larger places within 100 miles: 40.

Flandreau's place among South Dakota's 309 places

Flandreau is the 32nd-largest of 309 Census places in South Dakota and contains about 0.4% of the state's people. Its 2020-to-2023 change ranks 190th of 309 South Dakota places, putting it near the 39th percentile for growth. Its roughly 1,268 residents per square mile place it 41st among South Dakota's places. The population moved by about 16 people between 2020 and 2023, a 0.7% shift.

Steps to take before a Flandreau loan

Before you hand your details to a lender in Flandreau, where the population is near 2,358:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the South Dakota regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Flandreau-specific: the same South Dakota licensing and disclosure rules reach all 2,358 residents.

How South Dakota law applies in Flandreau

Every row below records a South Dakota rule, its publisher and its retrieval date — the same rules a Flandreau lender must follow.

Flandreau on the map

Flandreau covers about 1.9 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,268 people per square mile. Sioux Falls, the largest place in South Dakota, is about 35 miles from Flandreau. Within 50 miles of Flandreau there are 12 larger Census places. By land area it ranks 46th of 309 South Dakota places.

How a Flandreau personal loan is priced

A Flandreau personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,358 residents. Because pricing is borrower-level, two people in Flandreau can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Flandreau loan but raises total interest, so the smallest payment is not the cheapest loan.