Personal loans in Ferriday, LA

The next larger city is Vidalia, LA about 8 miles away. Census figures put the 2020-to-2023 decrease in Ferriday at about 6.0%. For the 2,998 people in Ferriday, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Ferriday's 2,998 residents.

Ferriday: population, trend and location

The figures below are Ferriday's own — Census population, land area and coordinates — followed by the Louisiana rules.

• Population: a Census-estimated 2,998, 89th among Louisiana's 302 places (Vintage 2023).
• Population trend: A loss of roughly 6.0% between 2020 and 2023.
• Absolute change: 191 residents lost between 2020 and 2023.
• Size percentile: bigger than about 71% of the places in Louisiana, with 2,998 residents in Ferriday.
• Density: the Census land area of 1.6 sq mi holds about 1,840 people per square mile.
• By land area: Ferriday ranks 209th among Louisiana's 302 places, at 1.6 sq mi.
• State share: roughly 0.2% of Louisiana's residents live in Ferriday (2,998 people).
• Nationally: Ferriday is the 6,287th-largest of 19,457 Census places in the dataset.
• Growth in Louisiana: Ferriday stands 272nd by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Ferriday's 6.0% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Ferriday places 19th among Louisiana's places by people per square mile.
• Against the state median: Ferriday runs about 1,840 residents per square mile, where the Louisiana median is 534.
• Location: 31.6342, -91.5562 (Census Gazetteer coordinates).
• Nearest larger cities: Vidalia (8 mi); Natchez (12 mi); Jena (34 mi); Winnsboro (38 mi); Marksville (46 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Ridgecrest (3 mi); Clayton (6 mi); Waterproof (16 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 31 smaller Census places.
• At 100 miles: 56 larger Census places fall inside that radius.

What Louisiana law requires in Ferriday

The rows below set out what a licensed lender must follow in Louisiana, and so for Ferriday's roughly 2,998 residents.

Borrowing reach in Ferriday

Ferriday is a moderately settled community of about 2,998 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ferriday's 2,998 residents: the application is online and the price follows your credit file. The nearest larger city, Vidalia, LA about 8 miles away.

The geography behind Ferriday

Ferriday's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,840 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 146 miles. Within 50 miles of Ferriday there are 5 larger Census places. The 100-mile radius contains 56 larger places.

Where Ferriday sits in Louisiana

Within Louisiana, Ferriday holds roughly 0.2% of all residents, the 89th-largest share among 302 places. Its 2020-to-2023 change ranks 272nd of 302 Louisiana places, putting it near the 10th percentile for growth. Its roughly 1,840 residents per square mile place it 19th among Louisiana's places. Within 50 miles sit 31 smaller Census places, alongside the 5 that are larger.

The anatomy of a Ferriday personal loan

In Ferriday, a small community of about 2,998, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Ferriday lender to disclose the APR and finance charge before you sign. The term you choose in Ferriday decides the split between a comfortable payment and the total interest you pay.