Personal loans in Farrell, PA

For a community of about 4,160, the practical step is to compare APR across at least three lenders before committing. From the 2020 Census base to the 2023 estimate, the population declined by about 2.3%. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Farrell as from the rest of the state. The next larger city is Sharon, PA about 2 miles away.

The Farrell data picture

Two layers matter for a Farrell borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: a Census-estimated 4,160, 243rd among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: About 2.3% below the 2020 Census base.
• Net change: roughly 99 fewer people than the 2020 Census counted.
• Size percentile: Farrell sits ahead of around 76% of Pennsylvania places, at 4,160 people.
• Population density: 1,837 people per square mile on 2.3 square miles of land.
• Land area: Farrell covers 2.3 square miles, the 178th-largest area among Pennsylvania's 1,013 places.
• State population share: Farrell accounts for about 0.1% of everyone in Pennsylvania.
• Nationally: Farrell is the 5,359th-largest of 19,457 Census places in the dataset.
• Growth rank: Farrell ranks 730th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Farrell moved 2.3%.
• Density in Pennsylvania: Farrell ranks 545th by people per square mile.
• Density in context: Farrell's 1,837 people per square mile sit against a Pennsylvania median of 1,990.
• Location: the Census Gazetteer records it at 41.2111, -80.4973.
• Nearest larger cities: Sharon (2 mi); Hermitage (3 mi); Hubbard (5 mi); Campbell (10 mi); Girard (11 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Wheatland (1 mi); West Middlesex (3 mi); Sharpsville (3 mi).
• Smaller places within 50 miles: 147 of them.
• At 100 miles: 200 larger Census places fall inside that radius.

Lender access in Farrell

At roughly 1,837 people per square mile, Farrell is moderately settled; 50 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Farrell without a local office, so branch density does not change what its 4,160 residents are offered. The nearest larger city, Sharon, PA about 2 miles away.

The anatomy of a Farrell personal loan

Farrell is a small community of about 4,160 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Farrell can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Farrell loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Farrell

Farrell's land area is roughly 2.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,837 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 293 miles. A 50-mile radius around Farrell takes in 50 places that are larger. By land area it ranks 178th of 1,013 Pennsylvania places.

Farrell in state context

Set beside Pennsylvania's 1,013 places, Farrell ranks 243rd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Farrell ranks 730th of 1,013 in Pennsylvania (about the 28th percentile). By density, at about 1,837 people per square mile, it ranks 545th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 99 residents.

The state rulebook for Farrell

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Farrell is bound by the same rules.