Personal loans in Far Hills, NJ
Far Hills is home to roughly 914 people and stands 298th by size out of 323 Census places in New Jersey. Personal loans in Far Hills are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 914 population.
The 2020 count to the 2023 estimate shows about 1.1% decline in Far Hills. Read the disclosure for an origination fee and any prepayment penalty before signing in Far Hills. A lender that serves Far Hills operates under New Jersey lending statutes and a New Jersey supervisor. The next larger city is Peapack and Gladstone, NJ about 2 miles away.
Far Hills by the numbers
Here is the sourced Census picture for Far Hills, plus the New Jersey lending rules that apply to a loan taken out here.
- Population: about 914 people live here, which puts Far Hills 298th of 323 Census places in New Jersey (Vintage 2023).
- Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: roughly 8% of New Jersey places rank below Far Hills.
- Land and density: 4.8 square miles of land carry roughly 189 residents per square mile.
- Land area: Far Hills covers 4.8 square miles, the 63rd-largest area among New Jersey's 323 places.
- Water area rank: Far Hills ranks 168th among New Jersey's 323 places, with 0.06 sq mi.
- Share of state population: Far Hills's 914 residents are about 0.0% of New Jersey.
- National standing: Far Hills ranks 10,628th of 19,457 US places.
- Growth in New Jersey: Far Hills stands 253rd by percentage change from 2020 to 2023, among 323 places.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Far Hills's 1.1%.
- Density rank: Far Hills places 318th among New Jersey's places by people per square mile.
- Density vs New Jersey: Far Hills's 189 people per square mile compare with a state median of 3,448.
- Location: latitude 40.6909, longitude -74.6215 (Census Gazetteer).
- Nearest larger cities: Peapack and Gladstone (2 mi); Bernardsville (3 mi); Mendham (5 mi); Chester (8 mi); Raritan (8 mi). Online lenders reach Far Hills no matter how far the nearest branch is.
- Nearest smaller places: Millstone (13 mi); Rocky Hill (20 mi); Andover (21 mi).
- Smaller places within 50 miles: 30 of them.
- Larger places within 100 miles: 707.
Which New Jersey laws govern a loan in Far Hills
The rows below set out what a licensed lender must follow in New Jersey, and so for Far Hills's roughly 914 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Far Hills against the rest of New Jersey
Set beside New Jersey's 323 places, Far Hills ranks 298th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Far Hills stands 253rd among New Jersey's 323 places — roughly the 22th percentile. By density, at about 189 people per square mile, it ranks 318th in New Jersey. By land area, its 4.8 square miles rank 63rd of 323 places in New Jersey.
Land, water and location for Far Hills
Inside Far Hills's boundaries lie roughly 4.8 square miles of land and 0.06 square miles of water. Spread across it are roughly 189 residents per square mile. The largest place in New Jersey, Newark, lies about 24 miles away. Within 50 miles of Far Hills there are 337 larger Census places. Within the same 50 miles lie 30 smaller Census places.
What a Far Hills borrower is actually offered
In Far Hills, a small community of about 914, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Far Hills can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Far Hills loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Far Hills
Far Hills is a lightly settled community of about 914 people, with 337 larger places inside a 50-mile radius. Whether Far Hills has a local branch or not, a New Jersey-licensed lender can serve its 914 people online on the same terms. For a larger market, the closest option is Peapack and Gladstone, NJ about 2 miles away.
Common questions
What are my options in Far Hills if my credit is poor?
What loan size can I expect in Far Hills?
Do I have to pledge anything to borrow in Far Hills?
Does comparing loans in Far Hills cost me credit score points?
Nearby places
- Peapack and Gladstone, NJ — population 2,538
- Bernardsville, NJ — population 7,837
- Mendham, NJ — population 4,970
- Chester, NJ — population 1,678
- Somerville, NJ — population 14,112
- Raritan, NJ — population 8,422
- Bound Brook, NJ — population 12,371
- Manville, NJ — population 10,779