Personal loans in Fallon, NV
Fallon ranks 11th of 19 places in Nevada, with a population near 9,577. If you are weighing a personal loan in Fallon, start from the payment you can carry; its 9,577 residents face the same statewide rules.
Use the calculator on this page to price an amount and term before you commit in Fallon. To lend to Fallon's 9,577 residents, a company must hold a Nevada licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Fallon up by about 2.7%. The nearest larger city is Fernley, NV about 23 miles away.
Fallon by the numbers
The figures below are Fallon's own — Census population, land area and coordinates — followed by the Nevada rules.
- Population: about 9,577 people live here, which puts Fallon 11th of 19 Census places in Nevada (Vintage 2023).
- Population trend: A rise of about 2.7% from 2020 to 2023.
- People gained or lost: about 255 more since the 2020 base.
- Size percentile: about 42% of Nevada's Census places are smaller than Fallon.
- Density: the Census land area of 3.7 sq mi holds about 2,580 people per square mile.
- Land area rank: Fallon's 3.7 square miles rank 18th of 19 places in Nevada.
- State population share: Fallon accounts for about 0.5% of everyone in Nevada.
- National rank: Fallon is 3,248th of 19,457 places nationwide.
- Growth in Nevada: Fallon stands 7th by percentage change from 2020 to 2023, among 19 places.
- Versus Nevada: the state average change is +2.2%, while Fallon moved 2.7%.
- Density rank: Fallon places 5th among Nevada's places by people per square mile.
- Density vs Nevada: Fallon's 2,580 people per square mile compare with a state median of 717.
- Location: coordinates 39.4737, -118.7779 (US Census Bureau Gazetteer).
- Nearest larger cities: Fernley (23 mi); Sparks (50 mi); Carson (56 mi); Reno (57 mi); South Lake Tahoe (75 mi). Online lenders reach Fallon no matter how far the nearest branch is.
- Nearest smaller towns: Yerington (40 mi); Lovelock (51 mi); Loyalton (79 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 1 smaller Census places.
- Larger places within 100 miles: 6.
Getting a loan in Fallon
At roughly 2,580 people per square mile, Fallon is fairly dense; 1 larger places lie within 50 miles. Lenders licensed in Nevada reach Fallon's 9,577 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fernley, NV about 23 miles away.
What a Fallon borrower is actually offered
With roughly 9,577 residents, Fallon is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Fallon can be quoted different APRs on the same amount and term. Shortening the term on a Fallon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Before you apply in Fallon
These steps shape the offer you get in Fallon, a place of about 9,577 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Nevada licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Nevada; what changes is your credit file, not the fact that Fallon holds 9,577 people.
Where Fallon sits
Fallon's land area is roughly 3.7 square miles, and the Gazetteer records no significant water area within it. With 9,577 residents, the land area yields roughly 2,580 people per square mile. Las Vegas, the largest place in Nevada, is about 295 miles from Fallon. A 50-mile radius around Fallon takes in 1 places that are larger. By land area it ranks 18th of 19 Nevada places.
The Nevada lending rules that reach Fallon
This table holds the Nevada rate and licensing rules for consumer loans made to Fallon's 9,577 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nevada Financial Institutions Division (FID), Department of Business and Industry Source says: "Protects Nevada consumers and strengthens our state's economy by licensing, examining, and supervising banks, credit unions, money transmitters, and related financial services." | Nevada Financial Institutions Division (Department of Business and Industry) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit loan services must be licensed under NRS 604A Source says: "shall not operate a check-cashing service, deferred deposit loan service, high-interest loan service or title loan service unless the person is licensed with the Commissioner" | Nevada Legislature (Nevada Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment loan business requires a license from the Commissioner (NRS 675.060) Source says: "No person may engage in the business of lending in this State without first having obtained a license from the Commissioner pursuant to this chapter" | Nevada Legislature (Nevada Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Fallon if my credit is poor?
What loan size can I expect in Fallon?
Do I have to pledge anything to borrow in Fallon?
Does comparing loans in Fallon cost me credit score points?
Nearby places
- Fernley, NV — population 24,744
- Yerington, NV — population 3,194
- Lovelock, NV — population 1,799
- Sparks, NV — population 110,323
- Carson, NV — population 58,036
- Reno, NV — population 274,915
- South Lake Tahoe, CA — population 21,079
- Truckee, CA — population 17,039