Personal loans in Fairview, KY
Fairview, Kentucky — home to about 144 people — is a small community, so the terms you are offered follow Kentucky law rather than any local rule. By population, Fairview sits at 391st in Kentucky, with an estimated 144 residents.
Census figures show Fairview holding steady across 2020 to 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fairview loan. Borrowers who want a bigger city can look to Taylor Mill, KY about 1 miles away. When Kentucky caps or restricts a product, lenders either change the terms or withdraw it from Fairview as from the rest of the state.
Fairview: the sourced local profile
Most of what governs a Fairview loan is written in Kentucky law rather than in the city; the sourced notes below make that split concrete.
- Population: 144 — Fairview ranks 391st of 416 communities in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: Fairview sits ahead of around 6% of Kentucky places, at 144 people.
- Land and density: 0.7 square miles of land carry roughly 198 residents per square mile.
- Land area: Fairview covers 0.7 square miles, the 261st-largest area among Kentucky's 416 places.
- State population share: Fairview accounts for about 0.0% of everyone in Kentucky.
- National rank: Fairview sits 17,366th by population among the 19,457 places in this dataset.
- Growth rank: Fairview ranks 169th among Kentucky's 416 places for the 2020-to-2023 change.
- Against the state trend: Fairview's 0.0% change compares with a Kentucky average of -0.2% across its 416 places.
- Density in Kentucky: Fairview ranks 399th by people per square mile.
- Density in context: Fairview's 198 people per square mile sit against a Kentucky median of 1,045.
- Location: mapped by the US Census Bureau at 38.9991, -84.4834.
- Nearest larger cities: Taylor Mill (1 mi); Cold Spring (3 mi); Highland Heights (3 mi); Wilder (3 mi); Ryland Heights (3 mi). Lenders licensed in the state serve Fairview whether or not they keep a local branch.
- Smaller places nearby: Kenton Vale (4 mi); California (13 mi); Neville (20 mi).
- Smaller places within 50 miles: 11 of them.
- Larger places within 100 miles: 572.
What a Fairview borrower is actually offered
In Fairview, a small community of about 144, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Fairview lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Fairview loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Fairview
Fairview covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 198 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 66 miles away. Within 50 miles of Fairview there are 176 larger Census places. The 100-mile radius contains 572 larger places.
What is available to Fairview borrowers
At roughly 198 people per square mile, Fairview is lightly settled; 176 larger places lie within 50 miles. What is available to Fairview's 144 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Taylor Mill, KY about 1 miles away.
Which Kentucky laws govern a loan in Fairview
For the roughly 144 residents of Fairview, the rules below are Kentucky's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How Fairview compares across Kentucky
Within Kentucky, Fairview holds roughly 0.0% of all residents, the 391st-largest share among 416 places. On the 2020-to-2023 trend, Fairview stands 169th among Kentucky's 416 places — roughly the 59th percentile. By density, at about 198 people per square mile, it ranks 399th in Kentucky. By land area, its 0.7 square miles rank 261st of 416 places in Kentucky.
Common questions
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Nearby places
- Taylor Mill, KY — population 6,937
- Wilder, KY — population 3,100
- Highland Heights, KY — population 6,612
- Covington, KY — population 40,972
- Cold Spring, KY — population 6,414
- Ryland Heights, KY — population 936
- Kenton Vale, KY — population 103
- Southgate, KY — population 3,752