Personal loans in Fairdale, ND

At about 27 residents, Fairdale is larger than roughly 12% of the places in North Dakota. The closest larger place is Adams, ND about 9 miles away. Fairdale shed about 3.6% of its population between the 2020 base and the 2023 estimate. For the 27 people in Fairdale, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Fairdale loan.

The Fairdale data picture

Two layers matter for a Fairdale borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: 27 — Fairdale ranks 314th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 3.6% between 2020 and 2023.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: with 27 residents, Fairdale is larger than about 12% of North Dakota's Census places.
• Density: roughly 85 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Fairdale's 0.3 square miles rank 250th of 355 places in North Dakota.
• Share of state population: Fairdale's 27 residents are about 0.0% of North Dakota.
• National standing: Fairdale ranks 19,263rd of 19,457 US places.
• Growth in North Dakota: Fairdale stands 284th by percentage change from 2020 to 2023, among 355 places.
• Versus North Dakota: the state average change is -1.2%, while Fairdale moved 3.6%.
• Density rank: Fairdale places 302nd among North Dakota's places by people per square mile.
• Against the state median: Fairdale runs about 85 residents per square mile, where the North Dakota median is 352.
• Location: the Census Gazetteer records it at 48.4900, -98.2312.
• Nearest larger cities: Adams (9 mi); Nekoma (9 mi); Edmore (12 mi); Milton (13 mi); Osnabrock (13 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Lawton (14 mi); Loma (17 mi); Conway (31 mi).
• Within a 50-mile radius: 8 smaller Census places.
• At 100 miles: 129 larger Census places fall inside that radius.

The Fairdale borrowing checklist

Before you apply in Fairdale, a community of about 27, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Fairdale-specific: the same North Dakota licensing and disclosure rules reach all 27 residents.

The state rulebook for Fairdale

North Dakota has no separate rate rule for Fairdale; the sourced rows below are what reach every lender that serves its 27 people.

Getting a loan in Fairdale

Fairdale is a sparsely settled community of about 27 people, with 44 larger places inside a 50-mile radius. Distance to a branch rarely matters for Fairdale's 27 residents: the application is online and the price follows your credit file. The nearest larger city, Adams, ND about 9 miles away.

Fairdale on the map

The Census Gazetteer records about 0.3 square miles of land within Fairdale, with no significant water area listed. With 27 residents, the land area yields roughly 85 people per square mile. For the state's biggest city, Fargo, the distance is roughly 130 miles. Fairdale has 44 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.

How Fairdale compares across North Dakota

Within North Dakota, Fairdale holds roughly 0.0% of all residents, the 314th-largest share among 355 places. Its 2020-to-2023 change ranks 284th of 355 North Dakota places, putting it near the 20th percentile for growth. At about 85 people per square mile, Fairdale is the 302nd most densely settled place in North Dakota. In land area, Fairdale ranks 250th among North Dakota's 355 places.