Personal loans in Evansville, IN
If you are weighing a personal loan in Evansville, start from the payment you can carry; its 115,332 residents face the same statewide rules. Evansville is one of 565 Census places in Indiana; its 115,332 residents put it at 2nd.
The 2020 count to the 2023 estimate shows about 1.7% decline in Evansville. Read the disclosure for an origination fee and any prepayment penalty before signing in Evansville. For a bigger market, look to Clarksville, TN about 99 miles away. A lender that serves Evansville operates under Indiana lending statutes and a Indiana supervisor.
Where Evansville stands
Two layers matter for a Evansville borrower: the local population picture and Indiana's consumer-lending statutes.
- Population: 115,332 people, a figure that places Evansville 2nd among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
- Net change: roughly 1,960 fewer people than the 2020 Census counted.
- Size percentile: Evansville sits ahead of around 100% of Indiana places, at 115,332 people.
- Population density: 2,435 people per square mile on 47.4 square miles of land.
- By land area: Evansville ranks 5th among Indiana's 565 places, at 47.4 sq mi.
- Water: Evansville holds about 0.49 square miles, the 19th-largest water area in Indiana.
- State population share: Evansville accounts for about 3.1% of everyone in Indiana.
- National rank: Evansville sits 249th by population among the 19,457 places in this dataset.
- Growth in Indiana: Evansville stands 513th by percentage change from 2020 to 2023, among 565 places.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Evansville's 1.7%.
- Density rank: Evansville is the 34th most densely settled place in Indiana.
- Against the state median: Evansville runs about 2,435 residents per square mile, where the Indiana median is 1,375.
- Location: coordinates 37.9877, -87.5347 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarksville (99 mi). Living near a larger metro rarely changes what is available in Evansville.
- Smaller communities close by: Darmstadt (8 mi); Newburgh (8 mi); Chandler (9 mi), each with its own Census population profile.
- Smaller neighbours: 99 places smaller than Evansville sit within 50 miles.
- Within 100 miles: 1 places are larger than Evansville.
Evansville in state context
Within Indiana, Evansville holds roughly 3.1% of all residents, the 2nd-largest share among 565 places. For population change between 2020 and 2023, Evansville ranks 513th of 565 in Indiana (about the 9th percentile). At about 2,435 people per square mile, Evansville is the 34th most densely settled place in Indiana. The population moved by about 1,960 people between 2020 and 2023, a 1.7% shift.
The Evansville borrowing checklist
These steps shape the offer you get in Evansville, a place of about 115,332 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In Evansville as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 115,332 residents.
The Indiana lending rules that reach Evansville
For the roughly 115,332 residents of Evansville, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Evansville on the map
The Census Gazetteer records 47.4 square miles of land and 0.49 square miles of water within Evansville. That land carries about 2,435 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 249 miles away. A 50-mile radius around Evansville takes in 0 places that are larger. The 100-mile radius contains 1 larger places.
Getting a loan in Evansville
Evansville is a fairly dense community of about 115,332 people, with 0 larger places inside a 50-mile radius. What is available to Evansville's 115,332 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clarksville, TN about 99 miles away.
Common questions
What are my options in Evansville if my credit is poor?
What loan size can I expect in Evansville?
Do I have to pledge anything to borrow in Evansville?
Does comparing loans in Evansville cost me credit score points?
Nearby places
- Darmstadt, IN — population 1,407
- Newburgh, IN — population 3,416
- Henderson, KY — population 27,734
- Chandler, IN — population 3,883
- Elberfeld, IN — population 662
- Haubstadt, IN — population 1,622
- Boonville, IN — population 6,682
- Fort Branch, IN — population 2,931