Personal loans in Ethel, MS

Population in Ethel dropped about 3.2% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Ethel loan. A larger market lies at Kosciusko, MS about 8 miles away. Which products a lender may offer to Ethel's 336 residents follows from the Mississippi consumer-lending framework.

Local context for Ethel

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: a Census-estimated 336, 237th among Mississippi's 299 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.2%.
• Absolute change: 11 residents lost between 2020 and 2023.
• Size percentile: Ethel sits ahead of around 21% of Mississippi places, at 336 people.
• Population density: 575 people per square mile on 0.6 square miles of land.
• By land area: Ethel ranks 273rd among Mississippi's 299 places, at 0.6 sq mi.
• State share: roughly 0.0% of Mississippi's residents live in Ethel (336 people).
• National rank: Ethel is 14,733rd of 19,457 places nationwide.
• Growth rank: Ethel's 2020-to-2023 change ranks 175th of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Ethel moved 3.2%.
• Density rank: Ethel places 100th among Mississippi's places by people per square mile.
• Density in context: Ethel's 575 people per square mile sit against a Mississippi median of 434.
• Location: 33.1221 / -89.4650, per the US Census Bureau Gazetteer.
• Nearest larger cities: Kosciusko (8 mi); Weir (14 mi); Ackerman (21 mi); Vaiden (22 mi); Kilmichael (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: McCool (9 mi); French Camp (12 mi); Sallis (19 mi).
• Within a 50-mile radius: 12 smaller Census places.
• Within 100 miles: 162 places are larger than Ethel.

Borrowing reach in Ethel

Ethel is a moderately settled community of about 336 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ethel's 336 residents: the application is online and the price follows your credit file. The nearest larger city, Kosciusko, MS about 8 miles away.

Land, water and location for Ethel

Ethel's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 575 people per square mile. The state's population centre of gravity, Jackson, is roughly 71 miles away. Counting outward 50 miles, 26 larger communities surround Ethel. By land area it ranks 273rd of 299 Mississippi places.

What Mississippi law requires in Ethel

This table holds the Mississippi rate and licensing rules for consumer loans made to Ethel's 336 residents.

What to do before borrowing in Ethel

For Ethel's roughly 336 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Ethel-specific: the same Mississippi licensing and disclosure rules reach all 336 residents.

Ethel's place among Mississippi's 299 places

Against Mississippi's other places, Ethel accounts for about 0.0% of the state's population and ranks 237th of 299 by size. For population change between 2020 and 2023, Ethel ranks 175th of 299 in Mississippi (about the 41th percentile). By density, at about 575 people per square mile, it ranks 100th in Mississippi. The population moved by about 11 people between 2020 and 2023, a 3.2% shift.