Personal loans in Ellston, IA

Between the 2020 Census base and the 2023 estimate, Ellston's population barely changed. Begin with the payment, then weigh APR and total interest across the lenders that reach Ellston's 21 residents. The nearest larger metro is Tingley, IA about 5 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ellston's 21 residents.

The Ellston data picture

Ellston is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 21 people live here, which puts Ellston 936th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Steady across the 2020-to-2023 comparison.
• Size percentile: bigger than about 0% of the places in Iowa, with 21 residents in Ellston.
• Density: roughly 84 residents per square mile, spread over 0.2 sq mi of land.
• Land area: Ellston covers 0.2 square miles, the 834th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Ellston.
• National rank: Ellston is the 19,335th most populous of the 19,457 Census places covered here.
• Growth rank: Ellston's 2020-to-2023 change ranks 288th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Ellston's 0.0%.
• Density rank: Ellston places 918th among Iowa's places by people per square mile.
• Against the state median: Ellston runs about 84 residents per square mile, where the Iowa median is 672.
• Location: latitude 40.8401, longitude -94.1084 (Census Gazetteer).
• Nearest larger cities: Tingley (5 mi); Grand River (8 mi); Shannon City (9 mi); Kellerton (9 mi); Arispe (9 mi). Lenders licensed in the state serve Ellston whether or not they keep a local branch.
• Nearest smaller towns: Beaconsfield (4 mi); Irena (25 mi); Le Roy (27 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 473 larger Census places fall inside that radius.

Ellston in state context

Against Iowa's other places, Ellston accounts for about 0.0% of the state's population and ranks 936th of 940 by size. For population change between 2020 and 2023, Ellston ranks 288th of 940 in Iowa (about the 69th percentile). By density, at about 84 people per square mile, it ranks 918th in Iowa. By land area, its 0.2 square miles rank 834th of 940 places in Iowa.

What a Ellston borrower is actually offered

With roughly 21 residents, Ellston is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Ellston's 21 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ellston loan is knowable in advance — unlike a revolving card balance.

The geography behind Ellston

Inside Ellston's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 84 residents per square mile. Des Moines, the largest place in Iowa, is about 57 miles from Ellston. Within 50 miles of Ellston there are 105 larger Census places. By land area it ranks 834th of 940 Iowa places.

What Iowa law requires in Ellston

The rows below set out what a licensed lender must follow in Iowa, and so for Ellston's roughly 21 residents.

What is available to Ellston borrowers

Ellston is a sparsely settled community of about 21 people, with 105 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Ellston without a local office, so branch density does not change what its 21 residents are offered. The nearest larger city, Tingley, IA about 5 miles away.