Personal loans in Elkton, TN

In Elkton, one of 344 Census places in Tennessee, the figure to compare across lenders is the APR, not the advertised rate. Which products a lender may offer to Elkton's 533 residents follows from the Tennessee consumer-lending framework. If debt is already a strain, a nonprofit credit counsellor can help Elkton residents before they take on more. A larger market lies at Ardmore, TN about 5 miles away.

Elkton: the sourced local profile

The figures below are Elkton's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: an estimated 533 residents, 283rd of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 1.8% between 2020 and 2023.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: Elkton sits ahead of around 18% of Tennessee places, at 533 people.
• Population density: 268 people per square mile on 2.0 square miles of land.
• Land area: Elkton covers 2.0 square miles, the 253rd-largest area among Tennessee's 344 places.
• Share of state population: Elkton's 533 residents are about 0.0% of Tennessee.
• Nationally: Elkton is the 12,904th-largest of 19,457 Census places in the dataset.
• Growth rank: Elkton's 2020-to-2023 change ranks 309th of 344 places in Tennessee.
• State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Elkton's 1.8%.
• Density in Tennessee: Elkton ranks 273rd by people per square mile.
• Density vs Tennessee: Elkton's 268 people per square mile compare with a state median of 553.
• Location: coordinates 35.0628, -86.8958 (US Census Bureau Gazetteer).
• Nearest larger cities: Ardmore (5 mi); Ardmore (6 mi); Pulaski (12 mi); Fayetteville (20 mi); Athens (20 mi). Living near a larger metro rarely changes what is available in Elkton.
• Smaller communities close by: Elkmont (10 mi); Minor Hill (15 mi); Lester (16 mi), each with its own Census population profile.
• Within a 50-mile radius: 13 smaller Census places.
• Within 100 miles: 249 places are larger than Elkton.

Elkton on the map

Elkton's land area is roughly 2.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 268 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 174 miles. Elkton has 50 larger places within a 50-mile radius. The 100-mile radius contains 249 larger places.

Elkton's place among Tennessee's 344 places

Against Tennessee's other places, Elkton accounts for about 0.0% of the state's population and ranks 283rd of 344 by size. For population change between 2020 and 2023, Elkton ranks 309th of 344 in Tennessee (about the 10th percentile). By density, at about 268 people per square mile, it ranks 273rd in Tennessee. Between 2020 and 2023 the count changed by roughly 10 residents.

What Tennessee law requires in Elkton

Tennessee has no separate rate rule for Elkton; the sourced rows below are what reach every lender that serves its 533 people.

What a Elkton borrower is actually offered

Most loans made to Elkton's 533 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Elkton loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Elkton loan is knowable in advance — unlike a revolving card balance.

What is available to Elkton borrowers

With about 268 residents per square mile, Elkton is lightly settled, and 50 larger Census places sit within 50 miles. Lenders licensed in Tennessee reach Elkton's 533 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ardmore, TN about 5 miles away.