Personal loans in Elkhart, KS

From the 2020 Census base to the 2023 estimate, the population declined by about 4.5%. Verify the lender's Kansas licence against the regulator named below before borrowing in Elkhart. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Elkhart's 1,800 residents. Borrowers who want a bigger city can look to Guymon, OK about 32 miles away.

The Elkhart data picture

Elkhart is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 1,800 residents in Elkhart (Vintage 2023 subcounty estimate), the 127th-largest figure among Kansas's 625 places.
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• Absolute change: 85 residents lost between 2020 and 2023.
• Size percentile: about 80% of Kansas communities are smaller than Elkhart (1,800 residents).
• Density: roughly 876 residents per square mile, spread over 2.1 sq mi of land.
• Land area rank: Elkhart's 2.1 square miles rank 115th of 625 places in Kansas.
• State population share: Elkhart accounts for about 0.1% of everyone in Kansas.
• National rank: Elkhart is the 8,009th most populous of the 19,457 Census places covered here.
• Growth rank: Elkhart's 2020-to-2023 change ranks 599th of 625 places in Kansas.
• Versus Kansas: the state average change is -1.0%, while Elkhart moved 4.5%.
• Density rank: Elkhart places 264th among Kansas's places by people per square mile.
• Against the state median: Elkhart runs about 876 residents per square mile, where the Kansas median is 764.
• Location: it lies at 37.0038, -101.8944 in the Census Gazetteer.
• Nearest larger cities: Guymon (32 mi); Hugoton (33 mi); Stratford (47 mi); Ulysses (49 mi); Liberal (53 mi). Online lenders reach Elkhart no matter how far the nearest branch is.
• Smaller towns nearby: Rolla (16 mi); Richfield (19 mi); Keyes (24 mi).
• Smaller places within 50 miles: 19 of them.
• At 100 miles: 16 larger Census places fall inside that radius.

Lender access in Elkhart

Elkhart is a moderately settled community of about 1,800 people, with 4 larger places inside a 50-mile radius. Distance to a branch rarely matters for Elkhart's 1,800 residents: the application is online and the price follows your credit file. The nearest larger city, Guymon, OK about 32 miles away.

Where Elkhart sits

Elkhart's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. With 1,800 residents, the land area yields roughly 876 people per square mile. The largest place in Kansas, Wichita, lies about 254 miles away. Elkhart has 4 larger places within a 50-mile radius. The 100-mile radius contains 16 larger places.

What shapes a Elkhart personal loan

Elkhart is a small community of about 1,800 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Elkhart loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Elkhart decides the split between a comfortable payment and the total interest you pay.

How Elkhart compares across Kansas

Against Kansas's other places, Elkhart accounts for about 0.1% of the state's population and ranks 127th of 625 by size. On the 2020-to-2023 trend, Elkhart stands 599th among Kansas's 625 places — roughly the 4th percentile. At about 876 people per square mile, Elkhart is the 264th most densely settled place in Kansas. By land area, its 2.1 square miles rank 115th of 625 places in Kansas.

Kansas consumer-lending rules applied in Elkhart

Read the table as a lender's compliance picture for Elkhart: the rule, the sourced figure, the publisher and the date.