Personal loans in Edison, OH

Rate-shopping from Edison costs nothing at pre-qualification, where a soft pull leaves your credit file alone. By population, Edison sits at 689th in Ohio, with an estimated 441 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Edison's 441 residents. Edison gained roughly 5.0% in population across the 2020-to-2023 comparison. The nearest larger metro is Mount Gilead, OH about 2 miles away.

Borrowing in Edison: the local picture

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: 441 people, a figure that places Edison 689th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 5.0% between 2020 and 2023.
• People gained or lost: about 21 more since the 2020 base.
• Size percentile: Edison sits ahead of around 25% of Ohio places, at 441 people.
• Land and density: 0.3 square miles of land carry roughly 1,537 residents per square mile.
• By land area: Edison ranks 784th among Ohio's 924 places, at 0.3 sq mi.
• Within Ohio: about 0.0% of the state's population lives in Edison.
• National rank: Edison is 13,691st of 19,457 places nationwide.
• Growth rank: Edison ranks 38th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Edison moved 5.0%.
• Density in Ohio: Edison ranks 339th by people per square mile.
• Density vs Ohio: Edison's 1,537 people per square mile compare with a state median of 1,289.
• Location: it lies at 40.5583, -82.8632 in the Census Gazetteer.
• Nearest larger cities: Mount Gilead (2 mi); Cardington (4 mi); Caledonia (8 mi); Ashley (11 mi); Galion (13 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Fulton (7 mi); Chesterville (11 mi); Marengo (11 mi).
• Smaller neighbours: 39 places smaller than Edison sit within 50 miles.
• Within 100 miles: 481 places are larger than Edison.

Which Ohio laws govern a loan in Edison

This table holds the Ohio rate and licensing rules for consumer loans made to Edison's 441 residents.

The anatomy of a Edison personal loan

With roughly 441 residents, Edison is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Edison lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Edison loan is knowable in advance — unlike a revolving card balance.

Where Edison sits in Ohio

Edison is the 689th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Edison ranks 38th of 924 in Ohio (about the 96th percentile). Its roughly 1,537 residents per square mile place it 339th among Ohio's places. By land area, its 0.3 square miles rank 784th of 924 places in Ohio.

Edison: area, density and distance

Edison covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,537 people per square mile. Columbus, the largest place in Ohio, is about 40 miles from Edison. Within 50 miles of Edison there are 110 larger Census places. Within the same 50 miles lie 39 smaller Census places.

Lender access in Edison

Edison is a moderately settled community of about 441 people, with 110 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Edison's 441 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mount Gilead, OH about 2 miles away.