Personal loans in Eddyville, IA

What the Census records for Eddyville

The figures below are Eddyville's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 958, ranked 287th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
• Size percentile: about 69% of Iowa communities are smaller than Eddyville (958 residents).
• Density: the Census land area of 1.1 sq mi holds about 834 people per square mile.
• By land area: Eddyville ranks 329th among Iowa's 940 places, at 1.1 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Eddyville.
• National rank: Eddyville is 10,407th of 19,457 places nationwide.
• Growth rank: Eddyville's 2020-to-2023 change ranks 494th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Eddyville moved 1.3%.
• Density in Iowa: Eddyville ranks 364th by people per square mile.
• Against the state median: Eddyville runs about 834 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 41.1593, -92.6303.
• Nearest larger cities: Oskaloosa (9 mi); Albia (13 mi); Ottumwa (14 mi); New Sharon (21 mi); Pella (23 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Kirkville (7 mi); Chillicothe (7 mi); Beacon (8 mi).
• Within a 50-mile radius: 95 smaller Census places.
• Larger places within 100 miles: 162.

The Iowa lending rules that reach Eddyville

Iowa has no separate rate rule for Eddyville; the sourced rows below are what reach every lender that serves its 958 people.

The geography behind Eddyville

Eddyville covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 834 people per square mile. The state's population centre of gravity, Des Moines, is roughly 58 miles away. Within 50 miles of Eddyville there are 25 larger Census places. The 100-mile radius contains 162 larger places.

What is available to Eddyville borrowers

With about 834 residents per square mile, Eddyville is moderately settled, and 25 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Eddyville without a local office, so branch density does not change what its 958 residents are offered. The nearest bigger place is Oskaloosa, IA about 9 miles away.

The Eddyville borrowing checklist

Complete these steps first when you borrow in Eddyville (958 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Eddyville and the rest of Iowa is not the process but the borrower's own file, among the 958 people here.

Eddyville against the rest of Iowa

Eddyville is the 287th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 494th of 940 Iowa places, putting it near the 47th percentile for growth. By density, at about 834 people per square mile, it ranks 364th in Iowa. The population moved by about 13 people between 2020 and 2023, a 1.3% shift.