Personal loans in East Nassau, NY
With roughly 514 residents, East Nassau is a small community, and the lending rules its borrowers live under are written in New York, not by the city. Population in East Nassau dropped about 1.7% over the three years from 2020 to 2023.
The Census counts 514 people in East Nassau, the 519th-largest figure among New York's 595 places. Work out your debt-to-income ratio first; lenders weigh it heavily, and East Nassau's 514 residents are no exception. A lender that serves East Nassau operates under New York lending statutes and a New York supervisor. The closest larger city is Nassau, NY about 6 miles away.
What the Census records for East Nassau
Set out below is East Nassau's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 514, 519th among New York's 595 places (Vintage 2023).
- Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: about 13% of New York's Census places are smaller than East Nassau.
- Density: roughly 106 residents per square mile, spread over 4.9 sq mi of land.
- Land area: East Nassau covers 4.9 square miles, the 56th-largest area among New York's 595 places.
- Within New York: about 0.0% of the state's population lives in East Nassau.
- National rank: East Nassau sits 13,050th by population among the 19,457 places in this dataset.
- Growth rank: East Nassau's 2020-to-2023 change ranks 349th of 595 places in New York.
- State comparison: New York's places average -1.1% for 2020-to-2023, against East Nassau's 1.7%.
- Density rank: East Nassau places 593rd among New York's places by people per square mile.
- Against the state median: East Nassau runs about 106 residents per square mile, where the New York median is 1,515.
- Location: it lies at 42.5390, -73.5050 in the Census Gazetteer.
- Nearest larger cities: Nassau (6 mi); Castleton-on-Hudson (12 mi); Valatie (12 mi); Chatham (13 mi); Rensselaer (14 mi). Living near a larger metro rarely changes what is available in East Nassau.
- Nearest smaller towns: Valley Falls (25 mi); Old Bennington (28 mi); Delanson (37 mi) — useful context for the surrounding area.
- Smaller neighbours: 9 places smaller than East Nassau sit within 50 miles.
- Larger places within 100 miles: 190.
How lenders reach East Nassau
East Nassau is a lightly settled community of about 514 people, with 55 larger places inside a 50-mile radius. Distance to a branch rarely matters for East Nassau's 514 residents: the application is online and the price follows your credit file. The nearest larger city, Nassau, NY about 6 miles away.
A pre-application checklist for East Nassau
Before you hand your details to a lender in East Nassau, where the population is near 514:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's New York licence with the regulator listed on this page.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between East Nassau and the rest of New York is not the process but the borrower's own file, among the 514 people here.
How personal loans work in East Nassau
In East Nassau, a small community of about 514, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a East Nassau loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a East Nassau loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind East Nassau
East Nassau's land area is roughly 4.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 106 people per square mile. New York, the largest place in New York, is about 132 miles from East Nassau. East Nassau has 55 larger places within a 50-mile radius. Within the same 50 miles lie 9 smaller Census places.
New York consumer-lending rules applied in East Nassau
Below are the New York rules that apply to a loan made in East Nassau, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
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Nearby places
- Nassau, NY — population 1,081
- Chatham, NY — population 1,557
- Valatie, NY — population 1,709
- Castleton-on-Hudson, NY — population 1,456
- Kinderhook, NY — population 1,153
- Rensselaer, NY — population 9,310
- Pittsfield, MA — population 43,076
- Troy, NY — population 50,607