Personal loans in East Bank, WV
To lend to East Bank's 791 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Two households in East Bank with comparable incomes can still be offered different rates; the city's 791 residents are not the reason. The Census estimates 791 residents in East Bank, which ranks it 117th of 230 places in West Virginia. East Bank shed about 3.7% of its population between the 2020 base and the 2023 estimate. If debt is already a strain, a nonprofit credit counsellor can help East Bank residents before they take on more. The nearest larger metro is Chesapeake, WV about 5 miles away.
The East Bank data picture
Here is the sourced Census picture for East Bank, plus the West Virginia lending rules that apply to a loan taken out here.
- Population: 791 — East Bank ranks 117th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
- Net change: roughly 30 fewer people than the 2020 Census counted.
- Size percentile: roughly 49% of West Virginia places rank below East Bank.
- Density: roughly 1,641 residents per square mile, spread over 0.5 sq mi of land.
- Land area: East Bank covers 0.5 square miles, the 166th-largest area among West Virginia's 230 places.
- Share of West Virginia: East Bank holds about 0.1% of the state's population, some 791 people.
- National rank: East Bank is 11,230th of 19,457 places nationwide.
- Growth rank: East Bank's 2020-to-2023 change ranks 136th of 230 places in West Virginia.
- Versus West Virginia: the state average change is -3.0%, while East Bank moved 3.7%.
- Density in West Virginia: East Bank ranks 51st by people per square mile.
- Against the state median: East Bank runs about 1,641 residents per square mile, where the West Virginia median is 1,021.
- Location: 38.2153, -81.4441 (Census Gazetteer coordinates).
- Nearest larger cities: Chesapeake (5 mi); Belle (5 mi); Montgomery (7 mi); Marmet (7 mi); Charleston (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Cedar Grove (1 mi); Glasgow (1 mi); Pratt (3 mi).
- Within a 50-mile radius: 26 smaller Census places.
- Larger places within 100 miles: 142.
The geography behind East Bank
East Bank's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 791 residents, the land area yields roughly 1,641 people per square mile. The largest place in West Virginia, Charleston, lies about 14 miles away. Counting outward 50 miles, 37 larger communities surround East Bank. The 100-mile radius contains 142 larger places.
What West Virginia law requires in East Bank
This table holds the West Virginia rate and licensing rules for consumer loans made to East Bank's 791 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
East Bank against the rest of West Virginia
East Bank is the 117th-largest of 230 Census places in West Virginia and contains about 0.1% of the state's people. For population change between 2020 and 2023, East Bank ranks 136th of 230 in West Virginia (about the 41th percentile). Its roughly 1,641 residents per square mile place it 51st among West Virginia's places. Between 2020 and 2023 the count changed by roughly 30 residents.
Lender access in East Bank
With about 1,641 residents per square mile, East Bank is moderately settled, and 37 larger Census places sit within 50 miles. Lenders licensed in West Virginia reach East Bank's 791 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Chesapeake, WV about 5 miles away.
What a East Bank borrower is actually offered
With roughly 791 residents, East Bank is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving East Bank's 791 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a East Bank loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Cedar Grove, WV — population 691
- Glasgow, WV — population 684
- Pratt, WV — population 461
- Handley, WV — population 214
- Chesapeake, WV — population 1,290
- Belle, WV — population 1,106
- Montgomery, WV — population 1,224
- Marmet, WV — population 1,435