Personal loans in Dyer, IN

An estimated 16,333 people make their home in Dyer, a figure that ranks 56th in Indiana. The next larger city is Munster, IN about 3 miles away. State law, not city hall, decides what a lender may do to Dyer's roughly 16,333 residents, and a state regulator supervises it. Begin with the payment, then weigh APR and total interest across the lenders that reach Dyer's 16,333 residents.

What the Census records for Dyer

Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.

• Population: an estimated 16,333 residents, 56th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 181 residents.
• Size percentile: roughly 90% of Indiana's places have fewer residents than Dyer's 16,333.
• Land and density: 6.2 square miles of land carry roughly 2,653 residents per square mile.
• Land area rank: Dyer's 6.2 square miles rank 94th of 565 places in Indiana.
• State share: roughly 0.4% of Indiana's residents live in Dyer (16,333 people).
• National standing: Dyer ranks 2,226th of 19,457 US places.
• Growth in Indiana: Dyer stands 457th by percentage change from 2020 to 2023, among 565 places.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Dyer's 1.1%.
• Density in Indiana: Dyer ranks 24th by people per square mile.
• Against the state median: Dyer runs about 2,653 residents per square mile, where the Indiana median is 1,375.
• Location: 41.4978 / -87.5090, per the US Census Bureau Gazetteer.
• Nearest larger cities: Munster (3 mi); Schererville (4 mi); Highland (4 mi); St. John (4 mi); Lansing (5 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Lynwood (3 mi); Sauk Village (3 mi); Ford Heights (4 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 167 of them.
• At 100 miles: 152 larger Census places fall inside that radius.

How lenders reach Dyer

Dyer is a fairly dense community of about 16,333 people, with 102 larger places inside a 50-mile radius. Lenders licensed in Indiana reach Dyer's 16,333 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Munster, IN about 3 miles away.

Where Dyer sits

Dyer's land area is roughly 6.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,653 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 126 miles. A 50-mile radius around Dyer takes in 102 places that are larger. The 100-mile radius contains 152 larger places.

How a Dyer personal loan is priced

Most loans made to Dyer's 16,333 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Dyer lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Dyer loan but raises total interest, so the smallest payment is not the cheapest loan.

What Indiana law requires in Dyer

The rows below set out what a licensed lender must follow in Indiana, and so for Dyer's roughly 16,333 residents.

Dyer in state context

Against Indiana's other places, Dyer accounts for about 0.4% of the state's population and ranks 56th of 565 by size. Its 2020-to-2023 change ranks 457th of 565 Indiana places, putting it near the 19th percentile for growth. Its roughly 2,653 residents per square mile place it 24th among Indiana's places. By land area, its 6.2 square miles rank 94th of 565 places in Indiana.