Personal loans in Dustin, OK
With an estimated 326 residents, Dustin is the 367th-largest of 590 places in Oklahoma. The trend for Dustin between 2020 and 2023 is upward by roughly 1.6%.
In Dustin, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate. When Oklahoma caps or restricts a product, lenders either change the terms or withdraw it from Dustin as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Dustin residents before they take on more. A larger market lies at Weleetka, OK about 8 miles away.
Borrowing in Dustin: the local picture
Set out below is Dustin's local context next to the state-level rules that reach every lender here.
- Population: an estimated 326 residents, 367th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 1.6%.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: about 38% of Oklahoma communities are smaller than Dustin (326 residents).
- Density: roughly 504 residents per square mile, spread over 0.6 sq mi of land.
- Land area rank: Dustin's 0.6 square miles rank 389th of 590 places in Oklahoma.
- Water area: Dustin has 0.05 square miles of water, ranking 110th of 590 places in Oklahoma.
- Share of state population: Dustin's 326 residents are about 0.0% of Oklahoma.
- Nationally: Dustin is the 14,823rd-largest of 19,457 Census places in the dataset.
- Growth in Oklahoma: Dustin stands 219th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Dustin's 1.6% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Dustin places 319th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Dustin's 504 people per square mile compare with a state median of 546.
- Location: mapped by the US Census Bureau at 35.2712, -96.0278.
- Nearest larger cities: Weleetka (8 mi); Wetumka (12 mi); Henryetta (12 mi); Dewar (14 mi); Schulter (17 mi). Lenders licensed in the state serve Dustin whether or not they keep a local branch.
- Smaller places close by: Vernon (6 mi); Hanna (9 mi); Clearview (13 mi).
- Smaller neighbours: 41 places smaller than Dustin sit within 50 miles.
- At 100 miles: 223 larger Census places fall inside that radius.
What shapes a Dustin personal loan
A Dustin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 326 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dustin. Because the payment is fixed, the total cost of a Dustin loan is knowable in advance — unlike a revolving card balance.
How Dustin compares across Oklahoma
Within Oklahoma, Dustin holds roughly 0.0% of all residents, the 367th-largest share among 590 places. On the 2020-to-2023 trend, Dustin stands 219th among Oklahoma's 590 places — roughly the 63th percentile. By density, at about 504 people per square mile, it ranks 319th in Oklahoma. The population moved by about 5 people between 2020 and 2023, a 1.6% shift.
Oklahoma consumer-lending rules applied in Dustin
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Dustin lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Land, water and location for Dustin
Dustin's land area is about 0.6 square miles; a further 0.05 square miles is water. With 326 residents, the land area yields roughly 504 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 85 miles from Dustin. Counting outward 50 miles, 47 larger communities surround Dustin. By land area it ranks 389th of 590 Oklahoma places.
Lender access in Dustin
Dustin is moderately settled, with about 504 people per square mile and 47 larger places within 50 miles. Distance to a branch rarely matters for Dustin's 326 residents: the application is online and the price follows your credit file. The nearest larger city, Weleetka, OK about 8 miles away.
Common questions
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Nearby places
- Vernon, OK — population 44
- Weleetka, OK — population 798
- Hanna, OK — population 107
- Henryetta, OK — population 5,612
- Lamar, OK — population 122
- Dewar, OK — population 759
- Clearview, OK — population 36
- Wetumka, OK — population 1,135