Personal loans in Dunlap, KS

A lender serving Dunlap holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 28 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

To lend to Dunlap's 28 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Roughly 28 residents live in Dunlap, the 607th-largest community in Kansas. Use the calculator on this page to price an amount and term before you commit in Dunlap. Between the 2020 Census base and the 2023 estimate, Dunlap's population barely changed. The next larger city is Americus, KS about 8 miles away.

Dunlap: the sourced local profile

Here is the sourced Census picture for Dunlap, plus the Kansas lending rules that apply to a loan taken out here.

How Dunlap compares across Kansas

Dunlap is the 607th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dunlap ranks 167th of 625 in Kansas (about the 73th percentile). At about 114 people per square mile, Dunlap is the 607th most densely settled place in Kansas. Within 50 miles sit 1 smaller Census places, alongside the 74 that are larger.

How a Dunlap personal loan is priced

Dunlap is a small community of about 28 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Dunlap loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Dunlap decides the split between a comfortable payment and the total interest you pay.

Kansas consumer-lending rules applied in Dunlap

Kansas has no separate rate rule for Dunlap; the sourced rows below are what reach every lender that serves its 28 people.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

Land, water and location for Dunlap

The Census Gazetteer records about 0.2 square miles of land within Dunlap, with no significant water area listed. The resulting density is about 114 people per square mile. The largest place in Kansas, Wichita, lies about 81 miles away. Dunlap has 74 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.

How lenders reach Dunlap

Dunlap is lightly settled, with about 114 people per square mile and 74 larger places within 50 miles. Lenders licensed in Kansas reach Dunlap's 28 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Americus, KS about 8 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dunlap if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dunlap is the same as anywhere in Kansas.
What loan size can I expect in Dunlap?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dunlap?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dunlap cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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