Personal loans in Dundee, OR

A 2020-to-2023 comparison shows Dundee down by about 1.9%. In Dundee, one of 240 Census places in Oregon, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With 3,179 residents, Dundee outranks about 59% of the communities in Oregon. For a bigger market, look to Newberg, OR about 3 miles away. A single loan can carry different costs on either side of a state line, and Dundee sits on the Oregon side of that line. For a community of about 3,179, the practical step is to compare APR across at least three lenders before committing.

What the Census records for Dundee

The figures below are Dundee's own — Census population, land area and coordinates — followed by the Oregon rules.

The Dundee borrowing checklist

Complete these steps first when you borrow in Dundee (3,179 residents):

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Check the Oregon regulator's records to confirm the lender is licensed here.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Dundee-specific: the same Oregon licensing and disclosure rules reach all 3,179 residents.

Dundee on the map

The Census Gazetteer records 1.3 square miles of land and 0.02 square miles of water within Dundee. That land carries about 2,374 people per square mile. For the state's biggest city, Portland, the distance is roughly 25 miles. A 50-mile radius around Dundee takes in 53 places that are larger. By land area it ranks 124th of 240 Oregon places.

Oregon consumer-lending rules applied in Dundee

The rows below set out what a licensed lender must follow in Oregon, and so for Dundee's roughly 3,179 residents.

RuleDetailSource
State lending regulatorOregon Division of Financial Regulation (Department of Consumer and Business Services)
Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance."
Oregon Division of Financial Regulation
as of 2026-09-16
Unlicensed lending consequence (state-specific rule)Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees).
Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)).
Oregon Legislative Assembly (Oregon Revised Statutes)
as of 2026-09-16
Maximum legal interest rate (usury cap)9% per annum default legal rate where the parties have not agreed to a rate.
Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)).
Oregon Legislative Assembly (Oregon Revised Statutes)
as of 2026-09-16

What a Dundee borrower is actually offered

With roughly 3,179 residents, Dundee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Dundee's rank of 98th in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Dundee decides the split between a comfortable payment and the total interest you pay.

Dundee against the rest of Oregon

Within Oregon, Dundee holds roughly 0.1% of all residents, the 98th-largest share among 240 places. For population change between 2020 and 2023, Dundee ranks 206th of 240 in Oregon (about the 14th percentile). By density, at about 2,374 people per square mile, it ranks 80th in Oregon. The population moved by about 61 people between 2020 and 2023, a 1.9% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dundee if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dundee is the same as anywhere in Oregon.
What loan size can I expect in Dundee?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dundee?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dundee cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related