Personal loans in Dundee, OR
A 2020-to-2023 comparison shows Dundee down by about 1.9%. In Dundee, one of 240 Census places in Oregon, the figure to compare across lenders is the APR, not the advertised rate.
With 3,179 residents, Dundee outranks about 59% of the communities in Oregon. For a bigger market, look to Newberg, OR about 3 miles away. A single loan can carry different costs on either side of a state line, and Dundee sits on the Oregon side of that line. For a community of about 3,179, the practical step is to compare APR across at least three lenders before committing.
What the Census records for Dundee
The figures below are Dundee's own — Census population, land area and coordinates — followed by the Oregon rules.
- Population: 3,179 residents; Dundee is the 98th-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- People gained or lost: about 61 fewer since the 2020 base.
- Size percentile: Dundee's 3,179 people outrank roughly 59% of the places in Oregon.
- Population density: 2,374 people per square mile on 1.3 square miles of land.
- Land area rank: Dundee's 1.3 square miles rank 124th of 240 places in Oregon.
- Water area: Dundee has 0.02 square miles of water, ranking 80th of 240 places in Oregon.
- Share of Oregon: Dundee holds about 0.1% of the state's population, some 3,179 people.
- National rank: Dundee is the 6,099th most populous of the 19,457 Census places covered here.
- Growth in Oregon: Dundee stands 206th by percentage change from 2020 to 2023, among 240 places.
- Against the state trend: Dundee's 1.9% change compares with a Oregon average of +0.7% across its 240 places.
- Density rank: Dundee places 80th among Oregon's places by people per square mile.
- Density in context: Dundee's 2,374 people per square mile sit against a Oregon median of 1,575.
- Location: 45.2758, -123.0074 (Census Gazetteer coordinates).
- Nearest larger cities: Newberg (3 mi); Lafayette (5 mi); Sherwood (10 mi); McMinnville (10 mi); Woodburn (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: St. Paul (5 mi); Dayton (5 mi); Carlton (8 mi).
- Smaller neighbours: 29 places smaller than Dundee sit within 50 miles.
- At 100 miles: 76 larger Census places fall inside that radius.
The Dundee borrowing checklist
Complete these steps first when you borrow in Dundee (3,179 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Oregon regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Dundee-specific: the same Oregon licensing and disclosure rules reach all 3,179 residents.
Dundee on the map
The Census Gazetteer records 1.3 square miles of land and 0.02 square miles of water within Dundee. That land carries about 2,374 people per square mile. For the state's biggest city, Portland, the distance is roughly 25 miles. A 50-mile radius around Dundee takes in 53 places that are larger. By land area it ranks 124th of 240 Oregon places.
Oregon consumer-lending rules applied in Dundee
The rows below set out what a licensed lender must follow in Oregon, and so for Dundee's roughly 3,179 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
What a Dundee borrower is actually offered
With roughly 3,179 residents, Dundee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Dundee's rank of 98th in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Dundee decides the split between a comfortable payment and the total interest you pay.
Dundee against the rest of Oregon
Within Oregon, Dundee holds roughly 0.1% of all residents, the 98th-largest share among 240 places. For population change between 2020 and 2023, Dundee ranks 206th of 240 in Oregon (about the 14th percentile). By density, at about 2,374 people per square mile, it ranks 80th in Oregon. The population moved by about 61 people between 2020 and 2023, a 1.9% shift.
Common questions
What are my options in Dundee if my credit is poor?
What loan size can I expect in Dundee?
Do I have to pledge anything to borrow in Dundee?
Does comparing loans in Dundee cost me credit score points?
Nearby places
- Newberg, OR — population 26,095
- St. Paul, OR — population 424
- Dayton, OR — population 2,650
- Lafayette, OR — population 4,530
- Carlton, OR — population 2,225
- Donald, OR — population 1,000
- Sherwood, OR — population 19,957
- Yamhill, OR — population 1,153