Personal loans in Dundee, MN
With roughly 75 residents, Dundee is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city.
Dundee is home to roughly 75 people and stands 788th by size out of 853 Census places in Minnesota. The closest larger city is Fulda, MN about 7 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%. Which products a lender may offer to Dundee's 75 residents follows from the Minnesota consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Dundee.
Local context for Dundee
Set out below is Dundee's local context next to the state-level rules that reach every lender here.
- Population: 75 people, a figure that places Dundee 788th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.7% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: Dundee sits ahead of around 8% of Minnesota places, at 75 people.
- Density: roughly 244 residents per square mile, spread over 0.3 sq mi of land.
- Land area: Dundee covers 0.3 square miles, the 779th-largest area among Minnesota's 853 places.
- Within Minnesota: about 0.0% of the state's population lives in Dundee.
- Nationally: Dundee is the 18,557th-largest of 19,457 Census places in the dataset.
- Growth in Minnesota: Dundee stands 132nd by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Dundee moved 2.7%.
- Density rank: Dundee places 647th among Minnesota's places by people per square mile.
- Against the state median: Dundee runs about 244 residents per square mile, where the Minnesota median is 607.
- Location: 43.8440 / -95.4666, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fulda (7 mi); Heron Lake (8 mi); Brewster (10 mi); Okabena (10 mi); Avoca (12 mi). Larger metros often have more branches, but online lenders reach Dundee on the same terms.
- Smaller towns nearby: Kinbrae (2 mi); Wilder (13 mi); Dovray (15 mi).
- Smaller neighbours: 12 places smaller than Dundee sit within 50 miles.
- Within 100 miles: 376 places are larger than Dundee.
Dundee against the rest of Minnesota
Within Minnesota, Dundee holds roughly 0.0% of all residents, the 788th-largest share among 853 places. On the 2020-to-2023 trend, Dundee stands 132nd among Minnesota's 853 places — roughly the 85th percentile. Its roughly 244 residents per square mile place it 647th among Minnesota's places. By land area, its 0.3 square miles rank 779th of 853 places in Minnesota.
Inside a Dundee personal loan
Dundee is a small community of about 75 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Dundee loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Dundee loan but raises total interest, so the smallest payment is not the cheapest loan.
Minnesota consumer-lending rules applied in Dundee
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Dundee is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Dundee on the map
Dundee covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 244 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 133 miles away. Within 50 miles of Dundee there are 97 larger Census places. The 100-mile radius contains 376 larger places.
A practical checklist for Dundee borrowers
Before you hand your details to a lender in Dundee, where the population is near 75:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Dundee-specific: the same Minnesota licensing and disclosure rules reach all 75 residents.
Common questions
What are my options in Dundee if my credit is poor?
What loan size can I expect in Dundee?
Do I have to pledge anything to borrow in Dundee?
Does comparing loans in Dundee cost me credit score points?
Nearby places
- Kinbrae, MN — population 14
- Fulda, MN — population 1,333
- Brewster, MN — population 495
- Heron Lake, MN — population 591
- Okabena, MN — population 207
- Westbrook, MN — population 734
- Avoca, MN — population 108
- Dovray, MN — population 53