Personal loans in Dundas, MN

Dundas is one of 853 Census places in Minnesota; its 1,758 residents put it at 279th. From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For a borrower among the roughly 1,758 residents of Dundas, a personal loan is a tool whose cost turns on the terms, not the address. Which products a lender may offer to Dundas's 1,758 residents follows from the Minnesota consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Dundas. The closest larger city is Northfield, MN about 3 miles away.

Dundas by the numbers

Dundas is a small community; the notes below cover its population profile and the statewide rules that apply.

How Dundas compares across Minnesota

Against Minnesota's other places, Dundas accounts for about 0.0% of the state's population and ranks 279th of 853 by size. On the 2020-to-2023 trend, Dundas stands 136th among Minnesota's 853 places — roughly the 84th percentile. By density, at about 952 people per square mile, it ranks 286th in Minnesota. Within 50 miles sit 71 smaller Census places, alongside the 120 that are larger.

The state rulebook for Dundas

Minnesota has no separate rate rule for Dundas; the sourced rows below are what reach every lender that serves its 1,758 people.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Borrowing reach in Dundas

At roughly 952 people per square mile, Dundas is moderately settled; 120 larger places lie within 50 miles. What is available to Dundas's 1,758 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Northfield, MN about 3 miles away.

What a Dundas borrower is actually offered

In Dundas, a small community of about 1,758, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dundas. The term you choose in Dundas decides the split between a comfortable payment and the total interest you pay.

Before you apply in Dundas

Before you hand your details to a lender in Dundas, where the population is near 1,758:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the Minnesota regulator's records to confirm the lender is licensed here.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Write down the purpose of the loan and your repayment plan before you apply.

In Dundas as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 1,758 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dundas if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dundas is the same as anywhere in Minnesota.
What loan size can I expect in Dundas?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dundas?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dundas cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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