Personal loans in Dover, ID

Use the calculator on this page to price an amount and term before you commit in Dover. Rate ceilings, licensing requirements and product limits for Dover are all set at the Idaho level. A 2020-to-2023 comparison shows Dover up by about 44.7%. The next larger city is Sandpoint, ID about 3 miles away.

Where Dover stands

Most of what governs a Dover loan is written in Idaho law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 1,091, 82nd among Idaho's 197 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 44.7%.
• Absolute change: 337 residents added between 2020 and 2023.
• Size percentile: roughly 58% of Idaho's places have fewer residents than Dover's 1,091.
• Population density: about 346 people per square mile (Census land area 3.2 sq mi).
• By land area: Dover ranks 44th among Idaho's 197 places, at 3.2 sq mi.
• Water: Dover holds about 0.04 square miles, the 36th-largest water area in Idaho.
• Within Idaho: about 0.1% of the state's population lives in Dover.
• National rank: Dover is the 9,878th most populous of the 19,457 Census places covered here.
• Growth rank: Dover's 2020-to-2023 change ranks 3rd of 197 places in Idaho.
• Against the state trend: Dover's 44.7% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Dover places 166th among Idaho's places by people per square mile.
• Against the state median: Dover runs about 346 residents per square mile, where the Idaho median is 1,026.
• Location: 48.2592, -116.6098 (Census Gazetteer coordinates).
• Nearest larger cities: Sandpoint (3 mi); Ponderay (5 mi); Priest River (15 mi); Newport (21 mi); Spirit Lake (24 mi). Lenders licensed in the state serve Dover whether or not they keep a local branch.
• Smaller places close by: Kootenai (6 mi); Hope (14 mi); East Hope (15 mi).
• Smaller neighbours: 15 places smaller than Dover sit within 50 miles.
• At 100 miles: 33 larger Census places fall inside that radius.

Lender access in Dover

With about 346 residents per square mile, Dover is lightly settled, and 14 larger Census places sit within 50 miles. Whether Dover has a local branch or not, a Idaho-licensed lender can serve its 1,091 people online on the same terms. The nearest larger city, Sandpoint, ID about 3 miles away.

Dover: area, density and distance

Dover's land area is about 3.2 square miles; a further 0.04 square miles is water. The resulting density is about 346 people per square mile. Boise City, the largest place in Idaho, is about 322 miles from Dover. A 50-mile radius around Dover takes in 14 places that are larger. The 100-mile radius contains 33 larger places.

Idaho rules behind a Dover personal loan

This table holds the Idaho rate and licensing rules for consumer loans made to Dover's 1,091 residents.

Dover against the rest of Idaho

Within Idaho, Dover holds roughly 0.1% of all residents, the 82nd-largest share among 197 places. For population change between 2020 and 2023, Dover ranks 3rd of 197 in Idaho (about the 98th percentile). Its roughly 346 residents per square mile place it 166th among Idaho's places. The population moved by about 337 people between 2020 and 2023, a 44.7% shift.

What a Dover borrower is actually offered

Most loans made to Dover's 1,091 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Dover can be quoted different APRs on the same amount and term. Shortening the term on a Dover loan raises the monthly payment but cuts the interest; lengthening it does the reverse.