Personal loans in Douglass, KS

With 1,542 residents, Douglass outranks about 77% of the communities in Kansas. A personal loan in Douglass is priced from your credit file and income, not from the fact that the city holds 1,542 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The trend for Douglass between 2020 and 2023 is downward by roughly 0.6%. Rate-shopping from Douglass costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A lender that serves Douglass operates under Kansas lending statutes and a Kansas supervisor. For a bigger market, look to Rose Hill, KS about 8 miles away.

Local context for Douglass

Douglass is a small community; the notes below cover its population profile and the statewide rules that apply.

Douglass in state context

Among Kansas's 625 places, Douglass sits at 142nd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Douglass stands 234th among Kansas's 625 places — roughly the 63th percentile. Its roughly 1,449 residents per square mile place it 95th among Kansas's places. Between 2020 and 2023 the count changed by roughly 10 residents.

Which Kansas laws govern a loan in Douglass

For the roughly 1,542 residents of Douglass, the rules below are Kansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

What shapes a Douglass personal loan

With roughly 1,542 residents, Douglass is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Douglass loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Douglass loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Douglass borrowers

At roughly 1,449 people per square mile, Douglass is moderately settled; 26 larger places lie within 50 miles. Distance to a branch rarely matters for Douglass's 1,542 residents: the application is online and the price follows your credit file. The nearest bigger place is Rose Hill, KS about 8 miles away.

Douglass: area, density and distance

Douglass's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. With 1,542 residents, the land area yields roughly 1,449 people per square mile. For the state's biggest city, Wichita, the distance is roughly 22 miles. Counting outward 50 miles, 26 larger communities surround Douglass. The 100-mile radius contains 69 larger places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Douglass if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Douglass is the same as anywhere in Kansas.
What loan size can I expect in Douglass?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Douglass?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Douglass cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related