Personal loans in Donora, PA
With 4,500 residents, Donora outranks about 78% of the communities in Pennsylvania. Donora lost roughly 1.4% of its population across the 2020-to-2023 comparison.
A lender serving Donora holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 4,500 residents. Consumer lending that reaches Donora's 4,500 residents is governed by Pennsylvania statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Donora loan. For a bigger market, look to Monessen, PA about 2 miles away.
Borrowing in Donora: the local picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: an estimated 4,500 residents, 218th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.4% since the 2020 count.
- People gained or lost: about 65 fewer since the 2020 base.
- Size percentile: about 78% of Pennsylvania's Census places are smaller than Donora.
- Land and density: 1.9 square miles of land carry roughly 2,370 residents per square mile.
- Land area: Donora covers 1.9 square miles, the 228th-largest area among Pennsylvania's 1,013 places.
- Water area: Donora has 0.15 square miles of water, ranking 89th of 1,013 places in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in Donora (4,500 people).
- National rank: Donora is 5,141st of 19,457 places nationwide.
- Growth rank: Donora ranks 529th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Donora moved 1.4%.
- Density in Pennsylvania: Donora ranks 431st by people per square mile.
- Density vs Pennsylvania: Donora's 2,370 people per square mile compare with a state median of 1,990.
- Location: 40.1795, -79.8624 (US Census Bureau Gazetteer).
- Nearest larger cities: Monessen (2 mi); Clairton (8 mi); California (8 mi); Jefferson Hills (9 mi); McKeesport (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: North Charleroi (3 mi); Monongahela (3 mi); North Belle Vernon (3 mi).
- Smaller neighbours: 249 places smaller than Donora sit within 50 miles.
- At 100 miles: 117 larger Census places fall inside that radius.
Inside a Donora personal loan
Most loans made to Donora's 4,500 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Donora loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Donora loan but raises total interest, so the smallest payment is not the cheapest loan.
Donora against the rest of Pennsylvania
Donora is the 218th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 529th of 1,013 Pennsylvania places, putting it near the 48th percentile for growth. By density, at about 2,370 people per square mile, it ranks 431st in Pennsylvania. Within 50 miles sit 249 smaller Census places, alongside the 65 that are larger.
Donora: area, density and distance
Inside Donora's boundaries lie roughly 1.9 square miles of land and 0.15 square miles of water. The resulting density is about 2,370 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 250 miles from Donora. A 50-mile radius around Donora takes in 65 places that are larger. By land area it ranks 228th of 1,013 Pennsylvania places.
Getting a loan in Donora
At roughly 2,370 people per square mile, Donora is fairly dense; 65 larger places lie within 50 miles. Distance to a branch rarely matters for Donora's 4,500 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Monessen, PA about 2 miles away.
The Pennsylvania lending rules that reach Donora
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Donora lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Common questions
What are my options in Donora if my credit is poor?
What loan size can I expect in Donora?
Do I have to pledge anything to borrow in Donora?
Does comparing loans in Donora cost me credit score points?
Nearby places
- Monessen, PA — population 6,723
- North Belle Vernon, PA — population 1,832
- North Charleroi, PA — population 1,282
- Charleroi, PA — population 4,174
- Belle Vernon, PA — population 991
- Speers, PA — population 1,070
- Monongahela, PA — population 4,087
- Dunlevy, PA — population 364