Personal loans in Donnellson, IL

The Census estimates 149 residents in Donnellson, which ranks it 1,170th of 1,294 places in Illinois. Rate ceilings, licensing requirements and product limits for Donnellson are all set at the Illinois level. Population in Donnellson dropped about 2.0% over the three years from 2020 to 2023. The nearest larger metro is Panama, IL about 3 miles away.

What the Census records for Donnellson

Set out below is Donnellson's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 149, 1,170th among Illinois's 1,294 places (Vintage 2023).
• Population trend: A loss of roughly 2.0% between 2020 and 2023.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: Donnellson's 149 people outrank roughly 10% of the places in Illinois.
• Population density: 402 people per square mile on 0.4 square miles of land.
• Land area rank: Donnellson's 0.4 square miles rank 1,115th of 1,294 places in Illinois.
• State share: roughly 0.0% of Illinois's residents live in Donnellson (149 people).
• National standing: Donnellson ranks 17,299th of 19,457 US places.
• Growth rank: Donnellson ranks 578th among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Donnellson's 2.0% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Donnellson places 1,048th among Illinois's places by people per square mile.
• Against the state median: Donnellson runs about 402 residents per square mile, where the Illinois median is 993.
• Location: it lies at 39.0305, -89.4756 in the Census Gazetteer.
• Nearest larger cities: Panama (3 mi); Sorento (6 mi); Coffeen (6 mi); Taylor Springs (7 mi); Schram City (9 mi). Larger metros often have more branches, but online lenders reach Donnellson on the same terms.
• Nearest smaller towns: Walshville (8 mi); Old Ripley (11 mi); Bingham (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 20 smaller Census places.
• At 100 miles: 590 larger Census places fall inside that radius.

How Donnellson compares across Illinois

Within Illinois, Donnellson holds roughly 0.0% of all residents, the 1,170th-largest share among 1,294 places. On the 2020-to-2023 trend, Donnellson stands 578th among Illinois's 1,294 places — roughly the 55th percentile. At about 402 people per square mile, Donnellson is the 1,048th most densely settled place in Illinois. By land area, its 0.4 square miles rank 1,115th of 1,294 places in Illinois.

A practical checklist for Donnellson borrowers

Complete these steps first when you borrow in Donnellson (149 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Illinois licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Donnellson and the rest of Illinois is not the process but the borrower's own file, among the 149 people here.

Where Donnellson sits

Donnellson's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 149 residents, the land area yields roughly 402 people per square mile. The largest place in Illinois, Chicago, lies about 216 miles away. Counting outward 50 miles, 192 larger communities surround Donnellson. By land area it ranks 1,115th of 1,294 Illinois places.

The anatomy of a Donnellson personal loan

Donnellson is a small community of about 149 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Donnellson's 149 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Donnellson loan is knowable in advance — unlike a revolving card balance.

How Illinois law applies in Donnellson

Below are the Illinois rules that apply to a loan made in Donnellson, each with the regulator that issued it.