Personal loans in Dongola, IL
A lender serving Dongola holds a Illinois licence and answers to a Illinois regulator; no city office is involved for its 639 residents. At about 639 residents, Dongola is larger than roughly 40% of the places in Illinois.
The next larger city is Anna, IL about 8 miles away. The 2020 count to the 2023 estimate shows about 3.5% decline in Dongola. A lender that serves Dongola operates under Illinois lending statutes and a Illinois supervisor. Judge Dongola offers on total cost, not on how quickly the money arrives.
Dongola by the numbers
Two layers matter for a Dongola borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: about 639, ranked 779th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 3.5% fewer residents than the 2020 Census counted.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: with 639 residents, Dongola is larger than about 40% of Illinois's Census places.
- Population density: 587 people per square mile on 1.1 square miles of land.
- Land area: Dongola covers 1.1 square miles, the 698th-largest area among Illinois's 1,294 places.
- Water area rank: Dongola ranks 277th among Illinois's 1,294 places, with 0.06 sq mi.
- Share of Illinois: Dongola holds about 0.0% of the state's population, some 639 people.
- National rank: Dongola sits 12,172nd by population among the 19,457 places in this dataset.
- Growth rank: Dongola ranks 1,015th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Dongola moved 3.5%.
- Density in Illinois: Dongola ranks 944th by people per square mile.
- Against the state median: Dongola runs about 587 residents per square mile, where the Illinois median is 993.
- Location: 37.3571, -89.1650 (US Census Bureau Gazetteer).
- Nearest larger cities: Anna (8 mi); Jonesboro (9 mi); Cobden (13 mi); Vienna (16 mi); Goreville (17 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Mill Creek (5 mi); Ullin (5 mi); Cypress (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 77 of them.
- Within 100 miles: 211 places are larger than Dongola.
Getting a loan in Dongola
Dongola is moderately settled, with about 587 people per square mile and 53 larger places within 50 miles. Lenders licensed in Illinois reach Dongola's 639 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Anna, IL about 8 miles away.
The Dongola borrowing checklist
Before you hand your details to a lender in Dongola, where the population is near 639:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Dongola as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 639 residents.
Dongola's place among Illinois's 1,294 places
Against Illinois's other places, Dongola accounts for about 0.0% of the state's population and ranks 779th of 1,294 by size. Its 2020-to-2023 change ranks 1,015th of 1,294 Illinois places, putting it near the 22th percentile for growth. Its roughly 587 residents per square mile place it 944th among Illinois's places. The population moved by about 23 people between 2020 and 2023, a 3.5% shift.
What Illinois law requires in Dongola
This table holds the Illinois rate and licensing rules for consumer loans made to Dongola's 639 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Dongola sits
Dongola covers about 1.1 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). With 639 residents, the land area yields roughly 587 people per square mile. The state's population centre of gravity, Chicago, is roughly 319 miles away. Counting outward 50 miles, 53 larger communities surround Dongola. The 100-mile radius contains 211 larger places.
Common questions
What are my options in Dongola if my credit is poor?
What loan size can I expect in Dongola?
Do I have to pledge anything to borrow in Dongola?
Does comparing loans in Dongola cost me credit score points?
Nearby places
- Ullin, IL — population 449
- Mill Creek, IL — population 55
- Anna, IL — population 4,136
- Jonesboro, IL — population 1,643
- Pulaski, IL — population 143
- Cypress, IL — population 218
- Tamms, IL — population 382
- New Grand Chain, IL — population 146