Personal loans in Dimock, SD
To lend to Dimock's 153 residents, a company must hold a South Dakota licence, and each sourced row below names the regulator behind it.
The roughly 153 people who live in Dimock borrow under South Dakota rules; city hall sets no personal-loan rate. Dimock is home to roughly 153 people and stands 195th by size out of 309 Census places in South Dakota. Population in Dimock climbed about 10.9% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Dimock. Borrowers who want a bigger city can look to Ethan, SD about 5 miles away.
Dimock by the numbers
Most of what governs a Dimock loan is written in South Dakota law rather than in the city; the sourced notes below make that split concrete.
- Population: 153 people, a figure that places Dimock 195th among the 309 Census places in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: Roughly 10.9% more residents than the 2020 Census counted.
- Absolute change: 15 residents added between 2020 and 2023.
- Size percentile: Dimock's 153 people outrank roughly 37% of the places in South Dakota.
- Density: the Census land area of 0.2 sq mi holds about 890 people per square mile.
- Land area: Dimock covers 0.2 square miles, the 288th-largest area among South Dakota's 309 places.
- State share: roughly 0.0% of South Dakota's residents live in Dimock (153 people).
- National standing: Dimock ranks 17,247th of 19,457 US places.
- Growth rank: Dimock ranks 10th among South Dakota's 309 places for the 2020-to-2023 change.
- Against the state trend: Dimock's 10.9% change compares with a South Dakota average of +0.9% across its 309 places.
- Density rank: Dimock is the 93rd most densely settled place in South Dakota.
- Density vs South Dakota: Dimock's 890 people per square mile compare with a state median of 581.
- Location: 43.4774, -97.9871 (US Census Bureau Gazetteer).
- Nearest larger cities: Ethan (5 mi); Parkston (6 mi); Alexandria (16 mi); Tripp (17 mi); Mitchell (17 mi). Online lenders reach Dimock no matter how far the nearest branch is.
- Smaller towns nearby: Fulton (19 mi); Olivet (23 mi); Farmer (23 mi).
- Within a 50-mile radius: 17 smaller Census places.
- Within 100 miles: 172 places are larger than Dimock.
Where Dimock sits in South Dakota
Dimock is the 195th-largest of 309 Census places in South Dakota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Dimock stands 10th among South Dakota's 309 places — roughly the 97th percentile. By density, at about 890 people per square mile, it ranks 93rd in South Dakota. The population moved by about 15 people between 2020 and 2023, a 10.9% shift.
What South Dakota law requires in Dimock
These are South Dakota's sourced lending facts as they reach Dimock's 153 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
Land, water and location for Dimock
The Census Gazetteer records about 0.2 square miles of land within Dimock, with no significant water area listed. The resulting density is about 890 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 63 miles away. Dimock has 37 larger places within a 50-mile radius. The 100-mile radius contains 172 larger places.
What shapes a Dimock personal loan
Most loans made to Dimock's 153 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dimock. A longer term lowers the monthly payment on a Dimock loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Dimock
At roughly 890 people per square mile, Dimock is moderately settled; 37 larger places lie within 50 miles. What is available to Dimock's 153 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Ethan, SD about 5 miles away.
Common questions
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Nearby places
- Ethan, SD — population 361
- Parkston, SD — population 1,544
- Tripp, SD — population 564
- Mitchell, SD — population 15,621
- Delmont, SD — population 153
- Alexandria, SD — population 654
- Fulton, SD — population 86
- Mount Vernon, SD — population 459