Personal loans in Dill City, OK

Personal loans in Dill City are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 411 population. The Census counts 411 people in Dill City, the 333rd-largest figure among Oklahoma's 590 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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The closest larger place is Burns Flat, OK about 6 miles away. Census figures put the 2020-to-2023 decrease in Dill City at about 1.7%. To lend to Dill City's 411 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. If debt is already a strain, a nonprofit credit counsellor can help Dill City residents before they take on more.

What the Census records for Dill City

Most of what governs a Dill City loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.

Population: an estimated 411 residents, 333rd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
Population trend: A loss of roughly 1.7% between 2020 and 2023.
Absolute change: 7 residents lost between 2020 and 2023.
Size percentile: Dill City's 411 people outrank roughly 44% of the places in Oklahoma.
Population density: 711 people per square mile on 0.6 square miles of land.
By land area: Dill City ranks 402nd among Oklahoma's 590 places, at 0.6 sq mi.
Share of Oklahoma: Dill City holds about 0.0% of the state's population, some 411 people.
National standing: Dill City ranks 13,984th of 19,457 US places.
Growth rank: Dill City ranks 486th among Oklahoma's 590 places for the 2020-to-2023 change.
State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Dill City's 1.7%.
Density rank: Dill City places 212th among Oklahoma's places by people per square mile.
Density in context: Dill City's 711 people per square mile sit against a Oklahoma median of 546.
Location: coordinates 35.2818, -99.1336 (US Census Bureau Gazetteer).
Nearest larger cities: Burns Flat (6 mi); New Cordell (9 mi); Sentinel (9 mi); Canute (13 mi); Hobart (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller places close by: Rocky (10 mi); Bessie (11 mi); Foss (12 mi).
Smaller places within 50 miles: 26 of them.
Within 100 miles: 121 places are larger than Dill City.

Land, water and location for Dill City

Dill City covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 411 residents, the land area yields roughly 711 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 92 miles away. Dill City has 26 larger places within a 50-mile radius. The 100-mile radius contains 121 larger places.

A pre-application checklist for Dill City

Before you apply in Dill City, a community of about 411, work through these steps:

Get your credit reports, dispute what is wrong, and only then start shopping.
Test your amount and term in the personal loan calculator first.
Shop at least three lenders and judge them on APR and total cost.
Make sure the lender appears in the Oklahoma regulator's licence list.
Look for an origination fee or prepayment penalty in the written disclosure.
Check that the monthly payment fits your budget next to your existing obligations.
Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Dill City-specific: the same Oklahoma licensing and disclosure rules reach all 411 residents.

How Dill City compares across Oklahoma

Within Oklahoma, Dill City holds roughly 0.0% of all residents, the 333rd-largest share among 590 places. Its 2020-to-2023 change ranks 486th of 590 Oklahoma places, putting it near the 18th percentile for growth. Its roughly 711 residents per square mile place it 212th among Oklahoma's places. By land area, its 0.6 square miles rank 402nd of 590 places in Oklahoma.

Borrowing reach in Dill City

Dill City is a moderately settled community of about 411 people, with 26 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach Dill City's 411 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Burns Flat, OK about 6 miles away.

What Oklahoma law requires in Dill City

When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Dill City is bound by the same rules.

Rule	Detail	Source
State lending regulator	Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."	Oklahoma Department of Consumer Credit as of 2026-09-16
Small loan rate and principal caps (state-specific rule)	Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16
Maximum legal interest rate (usury cap)	6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16

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Common questions

What are my options in Dill City if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dill City is the same as anywhere in Oklahoma.

What loan size can I expect in Dill City?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Dill City?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Dill City cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Burns Flat, OK — population 1,902
Sentinel, OK — population 748
Rocky, OK — population 126
New Cordell, OK — population 2,716
Foss, OK — population 101
Bessie, OK — population 181
Canute, OK — population 481
Hobart, OK — population 3,358