Personal loans in Des Peres, MO
Des Peres ranks 84th of 937 places in Missouri, with a population near 9,099. Des Peres shed about 1.0% of its population between the 2020 base and the 2023 estimate.
With roughly 9,099 residents, Des Peres is a small town, and the lending rules its borrowers live under are written in Missouri, not by the city. Which products a lender may offer to Des Peres's 9,099 residents follows from the Missouri consumer-lending framework. Judge Des Peres offers on total cost, not on how quickly the money arrives. The closest larger place is Kirkwood, MO about 2 miles away.
Where Des Peres stands
The figures below are Des Peres's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: the Census counts 9,099 residents in Des Peres (Vintage 2023 subcounty estimate), the 84th-largest figure among Missouri's 937 places.
- Population trend: Lower by roughly 1.0% since the 2020 count.
- People gained or lost: about 94 fewer since the 2020 base.
- Size percentile: with 9,099 residents, Des Peres is larger than about 91% of Missouri's Census places.
- Population density: 2,107 people per square mile on 4.3 square miles of land.
- Land area: Des Peres covers 4.3 square miles, the 152nd-largest area among Missouri's 937 places.
- Share of Missouri: Des Peres holds about 0.2% of the state's population, some 9,099 people.
- National standing: Des Peres ranks 3,357th of 19,457 US places.
- Growth rank: Des Peres's 2020-to-2023 change ranks 648th of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Des Peres's 1.0%.
- Density rank: Des Peres is the 85th most densely settled place in Missouri.
- Against the state median: Des Peres runs about 2,107 residents per square mile, where the Missouri median is 743.
- Location: latitude 38.5984, longitude -90.4453 (Census Gazetteer).
- Nearest larger cities: Kirkwood (2 mi); Town and Country (3 mi); Manchester (3 mi); Creve Coeur (4 mi); Crestwood (5 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Crystal Lake Park (2 mi); Country Life Acres (2 mi); Huntleigh (2 mi).
- Smaller places within 50 miles: 207 of them.
- Larger places within 100 miles: 69.
The state rulebook for Des Peres
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Des Peres lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Getting a loan in Des Peres
Des Peres is fairly dense, with about 2,107 people per square mile and 54 larger places within 50 miles. Lenders licensed in Missouri reach Des Peres's 9,099 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Kirkwood, MO about 2 miles away.
How a Des Peres personal loan is priced
Most loans made to Des Peres's 9,099 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Des Peres. The term you choose in Des Peres decides the split between a comfortable payment and the total interest you pay.
Des Peres: area, density and distance
Des Peres's land area is roughly 4.3 square miles, and the Gazetteer records no significant water area within it. With 9,099 residents, the land area yields roughly 2,107 people per square mile. Kansas City, the largest place in Missouri, is about 224 miles from Des Peres. Within 50 miles of Des Peres there are 54 larger Census places. The 100-mile radius contains 69 larger places.
Des Peres against the rest of Missouri
Set beside Missouri's 937 places, Des Peres ranks 84th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Des Peres stands 648th among Missouri's 937 places — roughly the 31th percentile. By density, at about 2,107 people per square mile, it ranks 85th in Missouri. By land area, its 4.3 square miles rank 152nd of 937 places in Missouri.
Common questions
What are my options in Des Peres if my credit is poor?
What loan size can I expect in Des Peres?
Do I have to pledge anything to borrow in Des Peres?
Does comparing loans in Des Peres cost me credit score points?
Nearby places
- Country Life Acres, MO — population 71
- Crystal Lake Park, MO — population 502
- Kirkwood, MO — population 29,174
- Huntleigh, MO — population 351
- Frontenac, MO — population 3,727
- Town and Country, MO — population 11,553
- Westwood, MO — population 308
- Warson Woods, MO — population 1,982