Personal loans in Denton, NE
The Census estimates 189 residents in Denton, which ranks it 336th of 527 places in Nebraska. For a borrower among the roughly 189 residents of Denton, a personal loan is a tool whose cost turns on the terms, not the address.
Denton gained roughly 1.1% in population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Denton. For the 189 people in Denton, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Pleasant Dale, NE about 6 miles away.
The Denton data picture
Denton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 189 residents, 336th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 1.1%.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: Denton's 189 people outrank roughly 36% of the places in Nebraska.
- Land and density: 0.1 square miles of land carry roughly 1,549 residents per square mile.
- By land area: Denton ranks 496th among Nebraska's 527 places, at 0.1 sq mi.
- State share: roughly 0.0% of Nebraska's residents live in Denton (189 people).
- Nationally: Denton is the 16,637th-largest of 19,457 Census places in the dataset.
- Growth rank: Denton's 2020-to-2023 change ranks 115th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Denton's 1.1%.
- Density in Nebraska: Denton ranks 71st by people per square mile.
- Against the state median: Denton runs about 1,549 residents per square mile, where the Nebraska median is 830.
- Location: 40.7392 / -96.8460, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pleasant Dale (6 mi); Crete (10 mi); Lincoln (10 mi); Milford (11 mi); Roca (11 mi). Online lenders reach Denton no matter how far the nearest branch is.
- Nearest smaller towns: Sprague (9 mi); Raymond (15 mi); Davey (19 mi).
- Within a 50-mile radius: 52 smaller Census places.
- Within 100 miles: 270 places are larger than Denton.
What a Denton borrower is actually offered
In Denton, a small community of about 189, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Denton's rank of 336th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Denton decides the split between a comfortable payment and the total interest you pay.
What to do before borrowing in Denton
Complete these steps first when you borrow in Denton (189 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Denton-specific: the same Nebraska licensing and disclosure rules reach all 189 residents.
Where Denton sits in Nebraska
Against Nebraska's other places, Denton accounts for about 0.0% of the state's population and ranks 336th of 527 by size. On the 2020-to-2023 trend, Denton stands 115th among Nebraska's 527 places — roughly the 78th percentile. Its roughly 1,549 residents per square mile place it 71st among Nebraska's places. By land area, its 0.1 square miles rank 496th of 527 places in Nebraska.
Denton: area, density and distance
Inside Denton's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 1,549 people per square mile. For the state's biggest city, Omaha, the distance is roughly 55 miles. Within 50 miles of Denton there are 83 larger Census places. Within the same 50 miles lie 52 smaller Census places.
The Nebraska lending rules that reach Denton
The rows below set out what a licensed lender must follow in Nebraska, and so for Denton's roughly 189 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Pleasant Dale, NE — population 208
- Sprague, NE — population 134
- Crete, NE — population 7,488
- Malcolm, NE — population 471
- Lincoln, NE — population 294,757
- Roca, NE — population 210
- Milford, NE — population 2,211
- Hallam, NE — population 292