Personal loans in Denton, GA

For the 188 people in Denton, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Denton counts about 188 people, and what is genuinely local about borrowing here is limited — Georgia law does the governing. The Census counts 188 people in Denton, the 495th-largest figure among Georgia's 536 places. From the 2020 Census base to the 2023 estimate, the population rose by about 1.1%. Use the calculator on this page to price an amount and term before you commit in Denton. The nearest larger city is Hazlehurst, GA about 11 miles away.

What the Census records for Denton

What follows is Denton's place in the Census record, alongside the Georgia rules that govern a personal loan made here.

What Georgia law requires in Denton

For the roughly 188 residents of Denton, the rules below are Georgia's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted.
Georgia Department of Banking and Finance
as of 2026-09-16
Payday lending statusProhibited (payday lending illegal in Georgia)
Source says: "Payday lending is illegal in Georgia."
Georgia Department of Banking and Finance
as of 2026-09-16

A practical checklist for Denton borrowers

A sensible order of operations for a loan in Denton, home to about 188 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Check the Georgia regulator's records to confirm the lender is licensed here.
  5. Read the disclosure for an origination fee and any prepayment penalty before signing.
  6. Test the payment against your current bills before you commit.
  7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Denton and the rest of Georgia is not the process but the borrower's own file, among the 188 people here.

Denton on the map

Inside Denton's boundaries lie roughly 1.5 square miles of land and 0.02 square miles of water. With 188 residents, the land area yields roughly 124 people per square mile. The state's population centre of gravity, Atlanta, is roughly 173 miles away. Denton has 51 larger places within a 50-mile radius. The 100-mile radius contains 194 larger places.

Where Denton sits in Georgia

Denton is the 495th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Denton ranks 279th of 536 in Georgia (about the 48th percentile). By density, at about 124 people per square mile, it ranks 492nd in Georgia. Between 2020 and 2023 the count changed by roughly 2 residents.

What is available to Denton borrowers

At roughly 124 people per square mile, Denton is lightly settled; 51 larger places lie within 50 miles. Lenders licensed in Georgia reach Denton's 188 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hazlehurst, GA about 11 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Denton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Denton is the same as anywhere in Georgia.
What loan size can I expect in Denton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Denton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Denton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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