Personal loans in Deerfield, MO

Deerfield's population held flat through the 2020-to-2023 comparison. For the 38 people in Deerfield, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Missouri licence against the regulator named below before borrowing in Deerfield. The nearest larger city is Richards, MO about 6 miles away.

Deerfield: population, trend and location

Deerfield is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 38 people, a figure that places Deerfield 902nd among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: about 4% of Missouri communities are smaller than Deerfield (38 residents).
• Density: roughly 373 residents per square mile, spread over 0.1 sq mi of land.
• Land area rank: Deerfield's 0.1 square miles rank 900th of 937 places in Missouri.
• State population share: Deerfield accounts for about 0.0% of everyone in Missouri.
• National rank: Deerfield sits 19,130th by population among the 19,457 places in this dataset.
• Growth rank: Deerfield ranks 526th among Missouri's 937 places for the 2020-to-2023 change.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Deerfield's 0.0%.
• Density rank: Deerfield is the 739th most densely settled place in Missouri.
• Density in context: Deerfield's 373 people per square mile sit against a Missouri median of 743.
• Location: the Census Gazetteer records it at 37.8387, -94.5077.
• Nearest larger cities: Richards (6 mi); Moundville (6 mi); Nevada (9 mi); Bronaugh (10 mi); Fort Scott (11 mi). Online lenders reach Deerfield no matter how far the nearest branch is.
• Nearest smaller towns: Stotesbury (10 mi); Metz (11 mi); Harwood (21 mi) — useful context for the surrounding area.
• Smaller neighbours: 8 places smaller than Deerfield sit within 50 miles.
• At 100 miles: 432 larger Census places fall inside that radius.

Getting a loan in Deerfield

With about 373 residents per square mile, Deerfield is lightly settled, and 95 larger Census places sit within 50 miles. What is available to Deerfield's 38 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Richards, MO about 6 miles away.

The Deerfield borrowing checklist

Complete these steps first when you borrow in Deerfield (38 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Missouri regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Deerfield and the rest of Missouri is not the process but the borrower's own file, among the 38 people here.

Deerfield's place among Missouri's 937 places

Set beside Missouri's 937 places, Deerfield ranks 902nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Deerfield stands 526th among Missouri's 937 places — roughly the 44th percentile. By density, at about 373 people per square mile, it ranks 739th in Missouri. By land area, its 0.1 square miles rank 900th of 937 places in Missouri.

What shapes a Deerfield personal loan

A Deerfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 38 residents. Federal Truth in Lending rules require a Deerfield lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Deerfield loan is knowable in advance — unlike a revolving card balance.

The Missouri lending rules that reach Deerfield

The rows below set out what a licensed lender must follow in Missouri, and so for Deerfield's roughly 38 residents.