Personal loans in Deer Park, WI

At about 246 residents, Deer Park is larger than roughly 7% of the places in Wisconsin. A larger market lies at Star Prairie, WI about 7 miles away. Which products a lender may offer to Deer Park's 246 residents follows from the Wisconsin consumer-lending framework. Judge Deer Park offers on total cost, not on how quickly the money arrives.

Deer Park by the numbers

The figures below are Deer Park's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: about 246 people live here, which puts Deer Park 560th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: Lower by roughly 2.4% since the 2020 count.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: about 7% of Wisconsin's Census places are smaller than Deer Park.
• Population density: about 272 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Deer Park ranks 514th among Wisconsin's 605 places, at 0.9 sq mi.
• Water area: Deer Park has 0.03 square miles of water, ranking 269th of 605 places in Wisconsin.
• State population share: Deer Park accounts for about 0.0% of everyone in Wisconsin.
• National rank: Deer Park is the 15,809th most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Deer Park stands 533rd by percentage change from 2020 to 2023, among 605 places.
• Against the state trend: Deer Park's 2.4% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Deer Park places 528th among Wisconsin's places by people per square mile.
• Against the state median: Deer Park runs about 272 residents per square mile, where the Wisconsin median is 800.
• Location: 45.1885, -92.3887 (Census Gazetteer coordinates).
• Nearest larger cities: Star Prairie (7 mi); Clear Lake (7 mi); Amery (8 mi); New Richmond (9 mi); Glenwood City (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Downing (16 mi); Wilson (19 mi); Maiden Rock (43 mi).
• Smaller neighbours: 8 places smaller than Deer Park sit within 50 miles.
• Within 100 miles: 376 places are larger than Deer Park.

The Deer Park borrowing checklist

A sensible order of operations for a loan in Deer Park, home to about 246 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

None of these steps is Deer Park-specific: the same Wisconsin licensing and disclosure rules reach all 246 residents.

Which Wisconsin laws govern a loan in Deer Park

Below are the Wisconsin rules that apply to a loan made in Deer Park, each with the regulator that issued it.

Deer Park on the map

Deer Park covers about 0.9 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 246 residents, the land area yields roughly 272 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 264 miles away. Deer Park has 144 larger places within a 50-mile radius. By land area it ranks 514th of 605 Wisconsin places.

What shapes a Deer Park personal loan

Deer Park is a small community of about 246 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Deer Park can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Deer Park loan but raises total interest, so the smallest payment is not the cheapest loan.

Deer Park's place among Wisconsin's 605 places

Deer Park is the 560th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Deer Park ranks 533rd of 605 in Wisconsin (about the 12th percentile). Its roughly 272 residents per square mile place it 528th among Wisconsin's places. By land area, its 0.9 square miles rank 514th of 605 places in Wisconsin.