Personal loans in Deer Park, MD
The trend for Deer Park between 2020 and 2023 is downward by roughly 1.3%. Deer Park counts about 302 people, and what is genuinely local about borrowing here is limited — Maryland law does the governing. Deer Park is home to roughly 302 people and stands 134th by size out of 157 Census places in Maryland. The nearest larger metro is Loch Lynn Heights, MD about 3 miles away. A lender that serves Deer Park operates under Maryland lending statutes and a Maryland supervisor. Judge Deer Park offers on total cost, not on how quickly the money arrives.
Deer Park: the sourced local profile
Most of what governs a Deer Park loan is written in Maryland law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 302, 134th among Maryland's 157 places (Vintage 2023).
- Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: about 15% of Maryland's Census places are smaller than Deer Park.
- Population density: about 302 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Deer Park's 1.0 square miles rank 83rd of 157 places in Maryland.
- Within Maryland: about 0.0% of the state's population lives in Deer Park.
- National rank: Deer Park sits 15,103rd by population among the 19,457 places in this dataset.
- Growth rank: Deer Park ranks 111th among Maryland's 157 places for the 2020-to-2023 change.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Deer Park's 1.3%.
- Density in Maryland: Deer Park ranks 152nd by people per square mile.
- Density in context: Deer Park's 302 people per square mile sit against a Maryland median of 1,734.
- Location: the Census Gazetteer records it at 39.4240, -79.3260.
- Nearest larger cities: Loch Lynn Heights (3 mi); Mountain Lake Park (3 mi); Oakland (4 mi); Terra Alta (12 mi); Accident (14 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Kitzmiller (8 mi); Elk Garden (9 mi); Bayard (11 mi) — useful context for the surrounding area.
- Smaller neighbours: 28 places smaller than Deer Park sit within 50 miles.
- At 100 miles: 439 larger Census places fall inside that radius.
What shapes a Deer Park personal loan
In Deer Park, a small community of about 302, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Deer Park's rank of 134th in Maryland: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Deer Park loan is knowable in advance — unlike a revolving card balance.
What Maryland law requires in Deer Park
For the roughly 302 residents of Deer Park, the rules below are Maryland's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
How Deer Park compares across Maryland
Among Maryland's 157 places, Deer Park sits at 134th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Deer Park stands 111th among Maryland's 157 places — roughly the 29th percentile. By density, at about 302 people per square mile, it ranks 152nd in Maryland. Within 50 miles sit 28 smaller Census places, alongside the 71 that are larger.
How lenders reach Deer Park
Deer Park is lightly settled, with about 302 people per square mile and 71 larger places within 50 miles. What is available to Deer Park's 302 borrowers is set by Maryland licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Loch Lynn Heights, MD about 3 miles away.
Land, water and location for Deer Park
Deer Park covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 302 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 145 miles. Deer Park has 71 larger places within a 50-mile radius. By land area it ranks 83rd of 157 Maryland places.
Common questions
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Nearby places
- Loch Lynn Heights, MD — population 485
- Mountain Lake Park, MD — population 2,117
- Oakland, MD — population 1,820
- Kitzmiller, MD — population 293
- Bayard, WV — population 193
- Elk Garden, WV — population 207
- Accident, MD — population 330
- Terra Alta, WV — population 1,413