Personal loans in Deer Park, MD

The trend for Deer Park between 2020 and 2023 is downward by roughly 1.3%. Deer Park counts about 302 people, and what is genuinely local about borrowing here is limited — Maryland law does the governing. Deer Park is home to roughly 302 people and stands 134th by size out of 157 Census places in Maryland. The nearest larger metro is Loch Lynn Heights, MD about 3 miles away. A lender that serves Deer Park operates under Maryland lending statutes and a Maryland supervisor. Judge Deer Park offers on total cost, not on how quickly the money arrives.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Deer Park: the sourced local profile

Most of what governs a Deer Park loan is written in Maryland law rather than in the city; the sourced notes below make that split concrete.

What shapes a Deer Park personal loan

In Deer Park, a small community of about 302, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Deer Park's rank of 134th in Maryland: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Deer Park loan is knowable in advance — unlike a revolving card balance.

What Maryland law requires in Deer Park

For the roughly 302 residents of Deer Park, the rules below are Maryland's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorOffice of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor)
Source says: "is Maryland's consumer financial protection agency and financial services regulator"
Maryland Department of Labor
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.)
Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16
OFR consumer-loan interest-rate limits2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000
Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"
Maryland Department of Labor, Office of Financial Regulation
as of 2026-09-16

How Deer Park compares across Maryland

Among Maryland's 157 places, Deer Park sits at 134th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Deer Park stands 111th among Maryland's 157 places — roughly the 29th percentile. By density, at about 302 people per square mile, it ranks 152nd in Maryland. Within 50 miles sit 28 smaller Census places, alongside the 71 that are larger.

How lenders reach Deer Park

Deer Park is lightly settled, with about 302 people per square mile and 71 larger places within 50 miles. What is available to Deer Park's 302 borrowers is set by Maryland licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Loch Lynn Heights, MD about 3 miles away.

Land, water and location for Deer Park

Deer Park covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 302 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 145 miles. Deer Park has 71 larger places within a 50-mile radius. By land area it ranks 83rd of 157 Maryland places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Deer Park if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Deer Park is the same as anywhere in Maryland.
What loan size can I expect in Deer Park?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Deer Park?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Deer Park cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related