Personal loans in Dawsonville, GA
For a borrower among the roughly 4,627 residents of Dawsonville, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 24.0%.
The Census estimates 4,627 residents in Dawsonville, which ranks it 154th of 536 places in Georgia. For a community of about 4,627, the practical step is to compare APR across at least three lenders before committing. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dawsonville's 4,627 residents. The closest larger place is Dahlonega, GA about 11 miles away.
What the Census records for Dawsonville
Set out below is Dawsonville's local context next to the state-level rules that reach every lender here.
- Population: 4,627 people, a figure that places Dawsonville 154th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Up about 24.0% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 895 more people than the 2020 Census counted.
- Size percentile: about 71% of Georgia communities are smaller than Dawsonville (4,627 residents).
- Population density: about 481 people per square mile (Census land area 9.6 sq mi).
- Land area rank: Dawsonville's 9.6 square miles rank 104th of 536 places in Georgia.
- Water area rank: Dawsonville ranks 259th among Georgia's 536 places, with 0.02 sq mi.
- Share of Georgia: Dawsonville holds about 0.1% of the state's population, some 4,627 people.
- National standing: Dawsonville ranks 5,045th of 19,457 US places.
- Growth in Georgia: Dawsonville stands 18th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Dawsonville moved 24.0%.
- Density rank: Dawsonville is the 293rd most densely settled place in Georgia.
- Against the state median: Dawsonville runs about 481 residents per square mile, where the Georgia median is 536.
- Location: coordinates 34.4337, -84.1244 (US Census Bureau Gazetteer).
- Nearest larger cities: Dahlonega (11 mi); Cumming (16 mi); Jasper (18 mi); Gainesville (20 mi); Oakwood (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Nelson (14 mi); Ball Ground (15 mi); Clermont (20 mi).
- Smaller places within 50 miles: 53 of them.
- At 100 miles: 128 larger Census places fall inside that radius.
Dawsonville's place among Georgia's 536 places
Within Georgia, Dawsonville holds roughly 0.1% of all residents, the 154th-largest share among 536 places. Its 2020-to-2023 change ranks 18th of 536 Georgia places, putting it near the 97th percentile for growth. Its roughly 481 residents per square mile place it 293rd among Georgia's places. By land area, its 9.6 square miles rank 104th of 536 places in Georgia.
The Georgia lending rules that reach Dawsonville
These are Georgia's sourced lending facts as they reach Dawsonville's 4,627 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How lenders reach Dawsonville
With about 481 residents per square mile, Dawsonville is lightly settled, and 52 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Dawsonville without a local office, so branch density does not change what its 4,627 residents are offered. For a larger market, the closest option is Dahlonega, GA about 11 miles away.
How personal loans work in Dawsonville
Dawsonville is a small community of about 4,627 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Dawsonville can be quoted different APRs on the same amount and term. Shortening the term on a Dawsonville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Dawsonville: area, density and distance
The Census Gazetteer records 9.6 square miles of land and 0.02 square miles of water within Dawsonville. That land carries about 481 people per square mile. The state's population centre of gravity, Atlanta, is roughly 49 miles away. Dawsonville has 52 larger places within a 50-mile radius. The 100-mile radius contains 128 larger places.
Common questions
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Nearby places
- Dahlonega, GA — population 7,585
- Cumming, GA — population 9,471
- Nelson, GA — population 1,168
- Ball Ground, GA — population 3,039
- Jasper, GA — population 4,970
- Oakwood, GA — population 6,412
- Gainesville, GA — population 47,265
- Rest Haven, GA — population 45