Personal loans in Dawson, NE
Dawson is a small community of about 145 residents, and a personal loan taken out here is governed by Nebraska statute. Dawson ranks 370th of 527 places in Nebraska, with a population near 145.
Judge Dawson offers on total cost, not on how quickly the money arrives. Population in Dawson dropped about 2.0% over the three years from 2020 to 2023. A lender that serves Dawson operates under Nebraska lending statutes and a Nebraska supervisor. The closest larger city is Verdon, NE about 6 miles away.
Borrowing in Dawson: the local picture
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: 145 residents; Dawson is the 370th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.0%.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 30% of Nebraska places rank below Dawson.
- Population density: about 681 people per square mile (Census land area 0.2 sq mi).
- By land area: Dawson ranks 419th among Nebraska's 527 places, at 0.2 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Dawson.
- Nationally: Dawson is the 17,344th-largest of 19,457 Census places in the dataset.
- Growth rank: Dawson's 2020-to-2023 change ranks 378th of 527 places in Nebraska.
- Against the state trend: Dawson's 2.0% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Dawson is the 322nd most densely settled place in Nebraska.
- Density vs Nebraska: Dawson's 681 people per square mile compare with a state median of 830.
- Location: 40.1309, -95.8301 (US Census Bureau Gazetteer).
- Nearest larger cities: Verdon (6 mi); Humboldt (6 mi); Shubert (11 mi); Falls City (13 mi); Bern (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Salem (7 mi); Du Bois (13 mi); Barada (15 mi).
- Smaller places within 50 miles: 45 of them.
- Larger places within 100 miles: 347.
Dawson on the map
Inside Dawson's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 681 people per square mile. The state's population centre of gravity, Omaha, is roughly 79 miles away. Dawson has 73 larger places within a 50-mile radius. The 100-mile radius contains 347 larger places.
Which Nebraska laws govern a loan in Dawson
For the roughly 145 residents of Dawson, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Dawson compares across Nebraska
Within Nebraska, Dawson holds roughly 0.0% of all residents, the 370th-largest share among 527 places. Its 2020-to-2023 change ranks 378th of 527 Nebraska places, putting it near the 28th percentile for growth. At about 681 people per square mile, Dawson is the 322nd most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 3 residents.
The Dawson borrowing checklist
Before you apply in Dawson, a community of about 145, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Nebraska; what changes is your credit file, not the fact that Dawson holds 145 people.
Getting a loan in Dawson
Dawson is moderately settled, with about 681 people per square mile and 73 larger places within 50 miles. What is available to Dawson's 145 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Verdon, NE about 6 miles away.
Common questions
What are my options in Dawson if my credit is poor?
What loan size can I expect in Dawson?
Do I have to pledge anything to borrow in Dawson?
Does comparing loans in Dawson cost me credit score points?
Nearby places
- Salem, NE — population 83
- Stella, NE — population 145
- Humboldt, NE — population 790
- Verdon, NE — population 158
- Shubert, NE — population 156
- Bern, KS — population 160
- Sabetha, KS — population 2,493
- Du Bois, NE — population 122