Personal loans in Darlington, IN
The roughly 718 people who live in Darlington borrow under Indiana rules; city hall sets no personal-loan rate. Darlington ranks 352nd of 565 places in Indiana, with a population near 718.
Darlington gained roughly 1.3% in population across the 2020-to-2023 comparison. Lenders active in Darlington report to a Indiana supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Darlington. The closest larger place is Crawfordsville, IN about 8 miles away.
What the Census records for Darlington
Darlington is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 718 people live here, which puts Darlington 352nd of 565 Census places in Indiana (Vintage 2023).
- Population trend: A rise of about 1.3% from 2020 to 2023.
- Net change: roughly 9 more people than the 2020 Census counted.
- Size percentile: Darlington's 718 people outrank roughly 38% of the places in Indiana.
- Density: the Census land area of 0.3 sq mi holds about 2,143 people per square mile.
- Land area rank: Darlington's 0.3 square miles rank 440th of 565 places in Indiana.
- Share of state population: Darlington's 718 residents are about 0.0% of Indiana.
- National rank: Darlington is the 11,681st most populous of the 19,457 Census places covered here.
- Growth in Indiana: Darlington stands 153rd by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Darlington's 1.3% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Darlington ranks 77th by people per square mile.
- Against the state median: Darlington runs about 2,143 residents per square mile, where the Indiana median is 1,375.
- Location: the Census Gazetteer records it at 40.1073, -86.7767.
- Nearest larger cities: Crawfordsville (8 mi); Linden (9 mi); Thorntown (9 mi); Ladoga (13 mi); Jamestown (15 mi). Online lenders reach Darlington no matter how far the nearest branch is.
- Smaller communities within reach: Colfax (8 mi); Clarks Hill (10 mi); New Ross (10 mi).
- Smaller places within 50 miles: 60 of them.
- Larger places within 100 miles: 289.
What Indiana law requires in Darlington
This table holds the Indiana rate and licensing rules for consumer loans made to Darlington's 718 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Darlington sits
The Census Gazetteer records about 0.3 square miles of land within Darlington, with no significant water area listed. With 718 residents, the land area yields roughly 2,143 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 109 miles. A 50-mile radius around Darlington takes in 84 places that are larger. The 100-mile radius contains 289 larger places.
Darlington's place among Indiana's 565 places
Set beside Indiana's 565 places, Darlington ranks 352nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Darlington ranks 153rd of 565 in Indiana (about the 73th percentile). By density, at about 2,143 people per square mile, it ranks 77th in Indiana. In land area, Darlington ranks 440th among Indiana's 565 places.
The Darlington borrowing checklist
Before you hand your details to a lender in Darlington, where the population is near 718:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Darlington-specific: the same Indiana licensing and disclosure rules reach all 718 residents.
How lenders reach Darlington
At roughly 2,143 people per square mile, Darlington is fairly dense; 84 larger places lie within 50 miles. A Indiana licence lets a lender serve Darlington without a local office, so branch density does not change what its 718 residents are offered. The nearest larger city, Crawfordsville, IN about 8 miles away.
Common questions
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Nearby places
- Crawfordsville, IN — population 16,577
- Colfax, IN — population 698
- Clarks Hill, IN — population 613
- Linden, IN — population 725
- New Ross, IN — population 312
- Thorntown, IN — population 1,416
- Ladoga, IN — population 1,092
- Advance, IN — population 505