Personal loans in Darfur, MN
A personal loan in Darfur is priced from your credit file and income, not from the fact that the city holds 82 people. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%.
The Census estimates 82 residents in Darfur, which ranks it 778th of 853 places in Minnesota. Judge Darfur offers on total cost, not on how quickly the money arrives. A lender that serves Darfur operates under Minnesota lending statutes and a Minnesota supervisor. The nearest larger city is Comfrey, MN about 5 miles away.
The Darfur data picture
Most of what governs a Darfur loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: about 82, ranked 778th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: Darfur sits ahead of around 9% of Minnesota places, at 82 people.
- Population density: about 358 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Darfur's 0.2 square miles rank 816th of 853 places in Minnesota.
- Share of Minnesota: Darfur holds about 0.0% of the state's population, some 82 people.
- National standing: Darfur ranks 18,445th of 19,457 US places.
- Growth rank: Darfur's 2020-to-2023 change ranks 503rd of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Darfur's 1.2%.
- Density rank: Darfur places 569th among Minnesota's places by people per square mile.
- Density vs Minnesota: Darfur's 358 people per square mile compare with a state median of 607.
- Location: 44.0535, -94.8377 (Census Gazetteer coordinates).
- Nearest larger cities: Comfrey (5 mi); Butterfield (7 mi); Mountain Lake (9 mi); St. James (12 mi); Odin (14 mi). Larger metros often have more branches, but online lenders reach Darfur on the same terms.
- Smaller communities within reach: La Salle (13 mi); Cobden (16 mi); Evan (21 mi).
- Smaller neighbours: 11 places smaller than Darfur sit within 50 miles.
- Larger places within 100 miles: 438.
How personal loans work in Darfur
Most loans made to Darfur's 82 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Darfur loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Darfur loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Darfur's place among Minnesota's 853 places
Within Minnesota, Darfur holds roughly 0.0% of all residents, the 778th-largest share among 853 places. Its 2020-to-2023 change ranks 503rd of 853 Minnesota places, putting it near the 41th percentile for growth. Its roughly 358 residents per square mile place it 569th among Minnesota's places. Within 50 miles sit 11 smaller Census places, alongside the 90 that are larger.
The Darfur borrowing checklist
Complete these steps first when you borrow in Darfur (82 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Minnesota licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Darfur-specific: the same Minnesota licensing and disclosure rules reach all 82 residents.
Darfur on the map
Darfur covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 358 people per square mile. The largest place in Minnesota, Minneapolis, lies about 100 miles away. Within 50 miles of Darfur there are 90 larger Census places. The 100-mile radius contains 438 larger places.
Minnesota rules behind a Darfur personal loan
The rows below set out what a licensed lender must follow in Minnesota, and so for Darfur's roughly 82 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Darfur if my credit is poor?
What loan size can I expect in Darfur?
Do I have to pledge anything to borrow in Darfur?
Does comparing loans in Darfur cost me credit score points?
Nearby places
- Comfrey, MN — population 375
- Butterfield, MN — population 592
- Mountain Lake, MN — population 1,946
- Odin, MN — population 123
- St. James, MN — population 4,699
- Cobden, MN — population 37
- Springfield, MN — population 1,992
- Ormsby, MN — population 122