Personal loans in Danville, OH

A lender serving Danville holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 996 residents. Danville is one of 924 Census places in Ohio; its 996 residents put it at 524th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Danville down by about 2.2%. Lenders active in Danville report to a Ohio supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Danville residents before they take on more. For a bigger market, look to Gambier, OH about 9 miles away.

What the Census records for Danville

Set out below is Danville's local context next to the state-level rules that reach every lender here.

What is available to Danville borrowers

Danville is a moderately settled community of about 996 people, with 91 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Danville's 996 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Gambier, OH about 9 miles away.

Danville's place among Ohio's 924 places

Within Ohio, Danville holds roughly 0.0% of all residents, the 524th-largest share among 924 places. Its 2020-to-2023 change ranks 759th of 924 Ohio places, putting it near the 18th percentile for growth. Its roughly 1,685 residents per square mile place it 292nd among Ohio's places. The population moved by about 22 people between 2020 and 2023, a 2.2% shift.

Inside a Danville personal loan

Danville is a small community of about 996 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Danville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Danville loan is knowable in advance — unlike a revolving card balance.

The geography behind Danville

The Census Gazetteer records about 0.6 square miles of land within Danville, with no significant water area listed. That land carries about 1,685 people per square mile. The state's population centre of gravity, Columbus, is roughly 50 miles away. Danville has 91 larger places within a 50-mile radius. By land area it ranks 644th of 924 Ohio places.

The state rulebook for Danville

Read the table as a lender's compliance picture for Danville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Danville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Danville is the same as anywhere in Ohio.
What loan size can I expect in Danville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Danville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Danville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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