Personal loans in Dania Beach, FL

The first question in Dania Beach is not the rate on offer but whether the payment fits; about 31,915 people live here under Florida lending law. Dania Beach ranks 90th of 411 places in Florida, with a population near 31,915.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dania Beach loan. Dania Beach added about 0.4% to its population between the 2020 base and the 2023 estimate. For the 31,915 people in Dania Beach, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger city is Hollywood, FL about 2 miles away.

Where Dania Beach stands

Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.

Dania Beach's place among Florida's 411 places

Set beside Florida's 411 places, Dania Beach ranks 90th by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Dania Beach ranks 290th of 411 in Florida (about the 29th percentile). By density, at about 4,073 people per square mile, it ranks 82nd in Florida. Within 50 miles sit 51 smaller Census places, alongside the 40 that are larger.

Dania Beach on the map

Inside Dania Beach's boundaries lie roughly 7.8 square miles of land and 0.51 square miles of water. That land carries about 4,073 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 309 miles away. Within 50 miles of Dania Beach there are 40 larger Census places. Within the same 50 miles lie 51 smaller Census places.

The state rulebook for Dania Beach

Below are the Florida rules that apply to a loan made in Dania Beach, each with the regulator that issued it.

RuleDetailSource
State lending regulatorFlorida Office of Financial Regulation (OFR)
Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry".
Florida Office of Financial Regulation
as of 2026-09-16
Payday lending statusPermitted under license (deferred presentment providers; money services business license under chapter 560)
Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes".
Florida Office of Financial Regulation
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance loan license required (chapter 516)
Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office".
Florida Legislature (The Florida Senate, Online Sunshine)
as of 2026-09-16

What is available to Dania Beach borrowers

At roughly 4,073 people per square mile, Dania Beach is fairly dense; 40 larger places lie within 50 miles. Whether Dania Beach has a local branch or not, a Florida-licensed lender can serve its 31,915 people online on the same terms. The nearest larger city, Hollywood, FL about 2 miles away.

A practical checklist for Dania Beach borrowers

For Dania Beach's roughly 31,915 residents, these are the steps that most influence the offer:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Florida regulator's licence records before you sign.
  5. Read the disclosure for an origination fee and any prepayment penalty before signing.
  6. Test the payment against your current bills before you commit.
  7. Weigh a shorter term's higher payment against the interest it saves.

In Dania Beach as elsewhere in Florida, the written terms — not the advertisement — are what count for its 31,915 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dania Beach if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dania Beach is the same as anywhere in Florida.
What loan size can I expect in Dania Beach?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dania Beach?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dania Beach cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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