Personal loans in Dalworthington Gardens, TX

The first question in Dalworthington Gardens is not the rate on offer but whether the payment fits; about 2,275 people live here under Texas lending law.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Dalworthington Gardens ranks 567th of 1,224 places in Texas, with a population near 2,275. Judge Dalworthington Gardens offers on total cost, not on how quickly the money arrives. Dalworthington Gardens lost roughly 0.7% of its population across the 2020-to-2023 comparison. A lender that serves Dalworthington Gardens operates under Texas lending statutes and a Texas supervisor. A larger market lies at Pantego, TX about 2 miles away.

Dalworthington Gardens: population, trend and location

Most of what governs a Dalworthington Gardens loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

Texas rules behind a Dalworthington Gardens personal loan

When Texas does not publish a figure, the row links to the source instead of inventing a number; Dalworthington Gardens is bound by the same rules.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Where Dalworthington Gardens sits

Inside Dalworthington Gardens's boundaries lie roughly 1.8 square miles of land and 0.04 square miles of water. That land carries about 1,272 people per square mile. Houston, the largest place in Texas, is about 226 miles from Dalworthington Gardens. A 50-mile radius around Dalworthington Gardens takes in 127 places that are larger. The 100-mile radius contains 189 larger places.

Borrowing reach in Dalworthington Gardens

With about 1,272 residents per square mile, Dalworthington Gardens is moderately settled, and 127 larger Census places sit within 50 miles. Lenders licensed in Texas reach Dalworthington Gardens's 2,275 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pantego, TX about 2 miles away.

What to do before borrowing in Dalworthington Gardens

For Dalworthington Gardens's roughly 2,275 residents, these are the steps that most influence the offer:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Make sure the lender appears in the Texas regulator's licence list.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Dalworthington Gardens and the rest of Texas is not the process but the borrower's own file, among the 2,275 people here.

Dalworthington Gardens's place among Texas's 1,224 places

Against Texas's other places, Dalworthington Gardens accounts for about 0.0% of the state's population and ranks 567th of 1,224 by size. On the 2020-to-2023 trend, Dalworthington Gardens stands 949th among Texas's 1,224 places — roughly the 22th percentile. Its roughly 1,272 residents per square mile place it 364th among Texas's places. In land area, Dalworthington Gardens ranks 775th among Texas's 1,224 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dalworthington Gardens if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dalworthington Gardens is the same as anywhere in Texas.
What loan size can I expect in Dalworthington Gardens?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dalworthington Gardens?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dalworthington Gardens cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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