Personal loans in Dalhart, TX

Dalhart shed about 1.1% of its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Dalhart. Rate ceilings, licensing requirements and product limits for Dalhart are all set at the Texas level. The closest larger city is Dumas, TX about 33 miles away.

The Dalhart data picture

Here is the sourced Census picture for Dalhart, plus the Texas lending rules that apply to a loan taken out here.

• Population: a Census-estimated 8,353, 279th among Texas's 1,224 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.1%.
• People gained or lost: about 89 fewer since the 2020 base.
• Size percentile: Dalhart's 8,353 people outrank roughly 77% of the places in Texas.
• Density: roughly 1,747 residents per square mile, spread over 4.8 sq mi of land.
• Land area rank: Dalhart's 4.8 square miles rank 382nd of 1,224 places in Texas.
• Water area: Dalhart has 0.01 square miles of water, ranking 554th of 1,224 places in Texas.
• State population share: Dalhart accounts for about 0.0% of everyone in Texas.
• National rank: Dalhart is the 3,567th most populous of the 19,457 Census places covered here.
• Growth rank: Dalhart's 2020-to-2023 change ranks 969th of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while Dalhart moved 1.1%.
• Density in Texas: Dalhart ranks 218th by people per square mile.
• Density vs Texas: Dalhart's 1,747 people per square mile compare with a state median of 840.
• Location: the Census Gazetteer records it at 36.0574, -102.5122.
• Nearest larger cities: Dumas (33 mi); Borger (68 mi); Amarillo (71 mi); Guymon (72 mi); Canyon (81 mi). Larger metros often have more branches, but online lenders reach Dalhart on the same terms.
• Nearest smaller places: Channing (28 mi); Cactus (28 mi); Stratford (31 mi).
• Smaller neighbours: 7 places smaller than Dalhart sit within 50 miles.
• Larger places within 100 miles: 7.

How a Dalhart personal loan is priced

With roughly 8,353 residents, Dalhart is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dalhart can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Dalhart loan is knowable in advance — unlike a revolving card balance.

Where Dalhart sits in Texas

Against Texas's other places, Dalhart accounts for about 0.0% of the state's population and ranks 279th of 1,224 by size. Its 2020-to-2023 change ranks 969th of 1,224 Texas places, putting it near the 21th percentile for growth. By density, at about 1,747 people per square mile, it ranks 218th in Texas. The population moved by about 89 people between 2020 and 2023, a 1.1% shift.

Borrowing reach in Dalhart

At roughly 1,747 people per square mile, Dalhart is moderately settled; 1 larger places lie within 50 miles. Distance to a branch rarely matters for Dalhart's 8,353 residents: the application is online and the price follows your credit file. The nearest bigger place is Dumas, TX about 33 miles away.

A practical checklist for Dalhart borrowers

Before you hand your details to a lender in Dalhart, where the population is near 8,353:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Dalhart as elsewhere in Texas, the written terms — not the advertisement — are what count for its 8,353 residents.

The Texas lending rules that reach Dalhart

These are Texas's sourced lending facts as they reach Dalhart's 8,353 residents; the state has no city-level rate rule.