Personal loans in Cusseta-Chattahoochee County, GA
The Census estimates 8,661 residents in Cusseta-Chattahoochee County, which ranks it 105th of 536 places in Georgia.
Cusseta-Chattahoochee County is a small town of about 8,661 residents, and a personal loan taken out here is governed by Georgia statute. Work out your debt-to-income ratio first; lenders weigh it heavily, and Cusseta-Chattahoochee County's 8,661 residents are no exception. A lender that serves Cusseta-Chattahoochee County operates under Georgia lending statutes and a Georgia supervisor. The 2020 count to the 2023 estimate shows about 9.5% decline in Cusseta-Chattahoochee County. The nearest larger city is Columbus, GA about 12 miles away.
Where Cusseta-Chattahoochee County stands
What follows is Cusseta-Chattahoochee County's place in the Census record, alongside the Georgia rules that govern a personal loan made here.
- Population: 8,661 — Cusseta-Chattahoochee County ranks 105th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 9.5% since the 2020 count.
- Net change: roughly 905 fewer people than the 2020 Census counted.
- Size percentile: Cusseta-Chattahoochee County's 8,661 people outrank roughly 80% of the places in Georgia.
- Population density: 35 people per square mile on 248.7 square miles of land.
- Land area rank: Cusseta-Chattahoochee County's 248.7 square miles rank 3rd of 536 places in Georgia.
- Water area: Cusseta-Chattahoochee County has 2.42 square miles of water, ranking 8th of 536 places in Georgia.
- Within Georgia: about 0.2% of the state's population lives in Cusseta-Chattahoochee County.
- National rank: Cusseta-Chattahoochee County is the 3,474th most populous of the 19,457 Census places covered here.
- Growth rank: Cusseta-Chattahoochee County's 2020-to-2023 change ranks 530th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Cusseta-Chattahoochee County's 9.5%.
- Density rank: Cusseta-Chattahoochee County places 532nd among Georgia's places by people per square mile.
- Density in context: Cusseta-Chattahoochee County's 35 people per square mile sit against a Georgia median of 536.
- Location: it lies at 32.3474, -84.7880 in the Census Gazetteer.
- Nearest larger cities: Columbus (12 mi); Phenix City (16 mi); Eufaula (37 mi); Americus (38 mi); Valley (40 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Buena Vista (16 mi); Richland (19 mi); Lumpkin (21 mi).
- Smaller places within 50 miles: 40 of them.
- Larger places within 100 miles: 47.
Cusseta-Chattahoochee County in state context
Among Georgia's 536 places, Cusseta-Chattahoochee County sits at 105th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Cusseta-Chattahoochee County stands 530th among Georgia's 536 places — roughly the 1th percentile. Its roughly 35 residents per square mile place it 532nd among Georgia's places. Within 50 miles sit 40 smaller Census places, alongside the 9 that are larger.
How lenders reach Cusseta-Chattahoochee County
With about 35 residents per square mile, Cusseta-Chattahoochee County is sparsely settled, and 9 larger Census places sit within 50 miles. Lenders licensed in Georgia reach Cusseta-Chattahoochee County's 8,661 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Columbus, GA about 12 miles away.
The state rulebook for Cusseta-Chattahoochee County
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Cusseta-Chattahoochee County is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
The Cusseta-Chattahoochee County borrowing checklist
These steps shape the offer you get in Cusseta-Chattahoochee County, a place of about 8,661 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Cusseta-Chattahoochee County as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 8,661 residents.
Cusseta-Chattahoochee County on the map
Cusseta-Chattahoochee County's land area is about 248.7 square miles; a further 2.42 square miles is water. With 8,661 residents, the land area yields roughly 35 people per square mile. The largest place in Georgia, Atlanta, lies about 100 miles away. A 50-mile radius around Cusseta-Chattahoochee County takes in 9 places that are larger. The 100-mile radius contains 47 larger places.
Common questions
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Nearby places
- Columbus, GA — population 201,877
- Phenix City, AL — population 38,441
- Buena Vista, GA — population 1,539
- Richland, GA — population 1,406
- Lumpkin, GA — population 919
- Geneva, GA — population 75
- Waverly Hall, GA — population 667
- Smiths Station, AL — population 5,477