Personal loans in Cuero, TX
Cuero gained roughly 0.7% in population across the 2020-to-2023 comparison. A lender serving Cuero holds a Texas licence and answers to a Texas regulator; no city office is involved for its 8,204 residents.
Roughly 8,204 residents live in Cuero, the 285th-largest community in Texas. The closest larger place is Victoria, TX about 26 miles away. Every figure below is Texas's own, applied to Cuero's 8,204 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Cuero loan.
What the Census records for Cuero
What follows is Cuero's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 8,204, ranked 285th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.7% more residents than the 2020 Census counted.
- Absolute change: 61 residents added between 2020 and 2023.
- Size percentile: about 77% of Texas communities are smaller than Cuero (8,204 residents).
- Population density: 1,250 people per square mile on 6.6 square miles of land.
- Land area: Cuero covers 6.6 square miles, the 305th-largest area among Texas's 1,224 places.
- Water area: Cuero has 0.02 square miles of water, ranking 451st of 1,224 places in Texas.
- Share of Texas: Cuero holds about 0.0% of the state's population, some 8,204 people.
- National standing: Cuero ranks 3,626th of 19,457 US places.
- Growth rank: Cuero's 2020-to-2023 change ranks 779th of 1,224 places in Texas.
- Against the state trend: Cuero's 0.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Cuero ranks 377th by people per square mile.
- Density in context: Cuero's 1,250 people per square mile sit against a Texas median of 840.
- Location: the Census Gazetteer records it at 29.1027, -97.2871.
- Nearest larger cities: Victoria (26 mi); Port Lavaca (52 mi); Floresville (53 mi); Seguin (53 mi); Beeville (56 mi). Lenders licensed in the state serve Cuero whether or not they keep a local branch.
- Smaller communities close by: Yorktown (16 mi); Yoakum (16 mi); Nordheim (23 mi), each with its own Census population profile.
- Smaller neighbours: 23 places smaller than Cuero sit within 50 miles.
- At 100 miles: 44 larger Census places fall inside that radius.
Cuero: area, density and distance
Cuero's land area is about 6.6 square miles; a further 0.02 square miles is water. That land carries about 1,250 people per square mile. The state's population centre of gravity, Houston, is roughly 124 miles away. Counting outward 50 miles, 1 larger communities surround Cuero. Within the same 50 miles lie 23 smaller Census places.
The state rulebook for Cuero
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Cuero lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How personal loans work in Cuero
Most loans made to Cuero's 8,204 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Cuero lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Cuero loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Cuero borrowers
At roughly 1,250 people per square mile, Cuero is moderately settled; 1 larger places lie within 50 miles. What is available to Cuero's 8,204 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Victoria, TX about 26 miles away.
What to do before borrowing in Cuero
A sensible order of operations for a loan in Cuero, home to about 8,204 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Cuero as elsewhere in Texas, the written terms — not the advertisement — are what count for its 8,204 residents.
Common questions
What are my options in Cuero if my credit is poor?
What loan size can I expect in Cuero?
Do I have to pledge anything to borrow in Cuero?
Does comparing loans in Cuero cost me credit score points?
Nearby places
- Yoakum, TX — population 5,862
- Yorktown, TX — population 1,793
- Shiner, TX — population 2,163
- Nordheim, TX — population 338
- Smiley, TX — population 488
- Victoria, TX — population 65,800
- Gonzales, TX — population 7,221
- Goliad, TX — population 1,683