Personal loans in Crouch, ID
For a borrower among the roughly 177 residents of Crouch, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 177 residents live in Crouch, the 174th-largest community in Idaho.
Crouch gained roughly 12.0% in population across the 2020-to-2023 comparison. Consumer lending that reaches Crouch's 177 residents is governed by Idaho statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Crouch. The nearest larger city is Horseshoe Bend, ID about 18 miles away.
Borrowing in Crouch: the local picture
Crouch is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 177 residents, 174th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 12.0% since the 2020 count.
- Net change: roughly 19 more people than the 2020 Census counted.
- Size percentile: about 12% of Idaho's Census places are smaller than Crouch.
- Land and density: 0.5 square miles of land carry roughly 358 residents per square mile.
- Land area: Crouch covers 0.5 square miles, the 152nd-largest area among Idaho's 197 places.
- Water area: Crouch has 0.02 square miles of water, ranking 59th of 197 places in Idaho.
- Within Idaho: about 0.0% of the state's population lives in Crouch.
- National rank: Crouch is 16,830th of 19,457 places nationwide.
- Growth in Idaho: Crouch stands 28th by percentage change from 2020 to 2023, among 197 places.
- Against the state trend: Crouch's 12.0% change compares with a Idaho average of +7.1% across its 197 places.
- Density in Idaho: Crouch ranks 165th by people per square mile.
- Density in context: Crouch's 358 people per square mile sit against a Idaho median of 1,026.
- Location: 44.1154, -115.9758 (Census Gazetteer coordinates).
- Nearest larger cities: Horseshoe Bend (18 mi); Idaho City (21 mi); Cascade (27 mi); Emmett (31 mi); Eagle (32 mi). Online lenders reach Crouch no matter how far the nearest branch is.
- Smaller communities within reach: Placerville (12 mi); Stanley (52 mi); Adrian (60 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Larger places within 100 miles: 46.
Before you apply in Crouch
Complete these steps first when you borrow in Crouch (177 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Idaho regulator's licence records before you sign.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
None of these steps is Crouch-specific: the same Idaho licensing and disclosure rules reach all 177 residents.
How personal loans work in Crouch
Most loans made to Crouch's 177 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Crouch can be quoted different APRs on the same amount and term. The term you choose in Crouch decides the split between a comfortable payment and the total interest you pay.
Crouch in state context
Set beside Idaho's 197 places, Crouch ranks 174th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Crouch ranks 28th of 197 in Idaho (about the 86th percentile). By density, at about 358 people per square mile, it ranks 165th in Idaho. Between 2020 and 2023 the count changed by roughly 19 residents.
Idaho consumer-lending rules applied in Crouch
When Idaho does not publish a figure, the row links to the source instead of inventing a number; Crouch is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Idaho Credit Code finance-charge rule | No statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code) Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction". | Idaho State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
Crouch: area, density and distance
Crouch's land area is about 0.5 square miles; a further 0.02 square miles is water. Spread across it are roughly 358 residents per square mile. The largest place in Idaho, Boise City, lies about 38 miles away. Crouch has 21 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.
Common questions
What are my options in Crouch if my credit is poor?
What loan size can I expect in Crouch?
Do I have to pledge anything to borrow in Crouch?
Does comparing loans in Crouch cost me credit score points?
Nearby places
- Placerville, ID — population 48
- Horseshoe Bend, ID — population 836
- Idaho City, ID — population 529
- Cascade, ID — population 1,012
- Garden City, ID — population 12,784
- Eagle, ID — population 32,319
- Emmett, ID — population 8,492
- Boise City, ID — population 235,421