Personal loans in Crookston, MN
The roughly 7,268 people who live in Crookston borrow under Minnesota rules; city hall sets no personal-loan rate. The 2020 count to the 2023 estimate shows about 2.9% decline in Crookston.
About 7,268 people live in Crookston, placing it 126th of 853 Census places in Minnesota. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Crookston loan. To lend to Crookston's 7,268 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The closest larger place is East Grand Forks, MN about 22 miles away.
What the Census records for Crookston
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: a Census-estimated 7,268, 126th among Minnesota's 853 places (Vintage 2023).
- Population trend: A drop of about 2.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 218 residents.
- Size percentile: Crookston sits ahead of around 85% of Minnesota places, at 7,268 people.
- Land and density: 5.1 square miles of land carry roughly 1,421 residents per square mile.
- By land area: Crookston ranks 165th among Minnesota's 853 places, at 5.1 sq mi.
- State population share: Crookston accounts for about 0.2% of everyone in Minnesota.
- National rank: Crookston sits 3,906th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Crookston stands 735th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Crookston's 2.9% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Crookston is the 149th most densely settled place in Minnesota.
- Density vs Minnesota: Crookston's 1,421 people per square mile compare with a state median of 607.
- Location: mapped by the US Census Bureau at 47.7747, -96.6064.
- Nearest larger cities: East Grand Forks (22 mi); Grand Forks (24 mi); Thief River Falls (31 mi); Moorhead (63 mi); Fargo (64 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Fisher (9 mi); Climax (15 mi); Beltrami (16 mi).
- Smaller neighbours: 57 places smaller than Crookston sit within 50 miles.
- Within 100 miles: 8 places are larger than Crookston.
Crookston against the rest of Minnesota
Against Minnesota's other places, Crookston accounts for about 0.2% of the state's population and ranks 126th of 853 by size. Its 2020-to-2023 change ranks 735th of 853 Minnesota places, putting it near the 14th percentile for growth. At about 1,421 people per square mile, Crookston is the 149th most densely settled place in Minnesota. In land area, Crookston ranks 165th among Minnesota's 853 places.
How personal loans work in Crookston
In Crookston, a small town of about 7,268, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crookston. Because the payment is fixed, the total cost of a Crookston loan is knowable in advance — unlike a revolving card balance.
Minnesota consumer-lending rules applied in Crookston
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Crookston is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Crookston on the map
Crookston covers about 5.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,421 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 251 miles away. Counting outward 50 miles, 3 larger communities surround Crookston. Within the same 50 miles lie 57 smaller Census places.
Lender access in Crookston
Crookston is moderately settled, with about 1,421 people per square mile and 3 larger places within 50 miles. A Minnesota licence lets a lender serve Crookston without a local office, so branch density does not change what its 7,268 residents are offered. For a larger market, the closest option is East Grand Forks, MN about 22 miles away.
Common questions
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Nearby places
- Fisher, MN — population 404
- Beltrami, MN — population 84
- Climax, MN — population 240
- Nielsville, MN — population 77
- Red Lake Falls, MN — population 1,336
- Shelly, MN — population 176
- Fertile, MN — population 784
- East Grand Forks, MN — population 8,929