Personal loans in Craigsville, VA
Lenders active in Craigsville report to a Virginia supervisor, identified in the sourced rows below. With an estimated 910 residents, Craigsville is the 140th-largest of 227 places in Virginia.
Craigsville counts about 910 people, and what is genuinely local about borrowing here is limited — Virginia law does the governing. Craigsville added about 0.8% to its population between the 2020 base and the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Craigsville. The closest larger place is Staunton, VA about 19 miles away.
What the Census records for Craigsville
Set out below is Craigsville's local context next to the state-level rules that reach every lender here.
- Population: 910 residents; Craigsville is the 140th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
- Net change: roughly 7 more people than the 2020 Census counted.
- Size percentile: roughly 38% of Virginia places rank below Craigsville.
- Population density: 440 people per square mile on 2.1 square miles of land.
- Land area rank: Craigsville's 2.1 square miles rank 120th of 227 places in Virginia.
- Within Virginia: about 0.0% of the state's population lives in Craigsville.
- National standing: Craigsville ranks 10,645th of 19,457 US places.
- Growth rank: Craigsville ranks 76th among Virginia's 227 places for the 2020-to-2023 change.
- Versus Virginia: the state average change is -0.0%, while Craigsville moved 0.8%.
- Density in Virginia: Craigsville ranks 176th by people per square mile.
- Against the state median: Craigsville runs about 440 residents per square mile, where the Virginia median is 823.
- Location: 38.0865, -79.3908 (Census Gazetteer coordinates).
- Nearest larger cities: Staunton (19 mi); Lexington (21 mi); Buena Vista (25 mi); Waynesboro (27 mi); Clifton Forge (30 mi). Online lenders reach Craigsville no matter how far the nearest branch is.
- Smaller places close by: Goshen (9 mi); Monterey (25 mi); Iron Gate (29 mi).
- Within a 50-mile radius: 8 smaller Census places.
- At 100 miles: 94 larger Census places fall inside that radius.
Craigsville in state context
Set beside Virginia's 227 places, Craigsville ranks 140th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 76th of 227 Virginia places, putting it near the 67th percentile for growth. Its roughly 440 residents per square mile place it 176th among Virginia's places. By land area, its 2.1 square miles rank 120th of 227 places in Virginia.
The Craigsville borrowing checklist
A sensible order of operations for a loan in Craigsville, home to about 910 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Virginia regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Craigsville-specific: the same Virginia licensing and disclosure rules reach all 910 residents.
The Virginia lending rules that reach Craigsville
Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Craigsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
The geography behind Craigsville
Craigsville covers about 2.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 440 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 205 miles. A 50-mile radius around Craigsville takes in 18 places that are larger. The 100-mile radius contains 94 larger places.
What is available to Craigsville borrowers
At roughly 440 people per square mile, Craigsville is lightly settled; 18 larger places lie within 50 miles. What is available to Craigsville's 910 borrowers is set by Virginia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Staunton, VA about 19 miles away.
Common questions
What are my options in Craigsville if my credit is poor?
What loan size can I expect in Craigsville?
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Does comparing loans in Craigsville cost me credit score points?
Nearby places
- Goshen, VA — population 334
- Lexington, VA — population 7,528
- Staunton, VA — population 25,915
- Buena Vista, VA — population 6,566
- Monterey, VA — population 172
- Glasgow, VA — population 1,037
- Waynesboro, VA — population 23,182
- Iron Gate, VA — population 308