Personal loans in Crafton, PA
The Census counts 5,866 people in Crafton, the 153rd-largest figure among Pennsylvania's 1,013 places.
Crafton is a small town in Pennsylvania, with an estimated 5,866 residents, and every licensed lender here follows the same state rulebook. Judge Crafton offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Crafton's roughly 5,866 residents, and a state regulator supervises it. A 2020-to-2023 comparison shows Crafton down by about 3.8%. Borrowers who want a bigger city can look to Carnegie, PA about 2 miles away.
The Crafton data picture
Here is the sourced Census picture for Crafton, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: about 5,866 people live here, which puts Crafton 153rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Down about 3.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 230 fewer since the 2020 base.
- Size percentile: roughly 85% of Pennsylvania's places have fewer residents than Crafton's 5,866.
- Population density: 5,137 people per square mile on 1.1 square miles of land.
- Land area: Crafton covers 1.1 square miles, the 389th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.1% of the state's population lives in Crafton.
- National rank: Crafton sits 4,410th by population among the 19,457 places in this dataset.
- Growth rank: Crafton ranks 972nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Crafton moved 3.8%.
- Density rank: Crafton is the 107th most densely settled place in Pennsylvania.
- Density in context: Crafton's 5,137 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.4333, -80.0711 (US Census Bureau Gazetteer).
- Nearest larger cities: Carnegie (2 mi); Dormont (3 mi); Bellevue (4 mi); Pittsburgh (5 mi); Castle Shannon (5 mi). Living near a larger metro rarely changes what is available in Crafton.
- Smaller communities within reach: Thornburg (1 mi); Ingram (1 mi); Rosslyn Farms (1 mi).
- Within a 50-mile radius: 280 smaller Census places.
- Within 100 miles: 105 places are larger than Crafton.
The anatomy of a Crafton personal loan
Most loans made to Crafton's 5,866 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Crafton lender to disclose the APR and finance charge before you sign. The term you choose in Crafton decides the split between a comfortable payment and the total interest you pay.
How lenders reach Crafton
At roughly 5,137 people per square mile, Crafton is densely built; 49 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Crafton's 5,866 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Carnegie, PA about 2 miles away.
Crafton: area, density and distance
Inside Crafton's boundaries lie about 1.1 square miles of land, with no significant water area recorded. The resulting density is about 5,137 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 262 miles. A 50-mile radius around Crafton takes in 49 places that are larger. Within the same 50 miles lie 280 smaller Census places.
The Pennsylvania lending rules that reach Crafton
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Crafton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Crafton in state context
Among Pennsylvania's 1,013 places, Crafton sits at 153rd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Crafton stands 972nd among Pennsylvania's 1,013 places — roughly the 4th percentile. By density, at about 5,137 people per square mile, it ranks 107th in Pennsylvania. In land area, Crafton ranks 389th among Pennsylvania's 1,013 places.
Common questions
What are my options in Crafton if my credit is poor?
What loan size can I expect in Crafton?
Do I have to pledge anything to borrow in Crafton?
Does comparing loans in Crafton cost me credit score points?
Nearby places
- Ingram, PA — population 3,259
- Thornburg, PA — population 452
- Rosslyn Farms, PA — population 424
- Green Tree, PA — population 4,755
- Carnegie, PA — population 7,847
- Pennsbury Village, PA — population 650
- McKees Rocks, PA — population 5,695
- Heidelberg, PA — population 1,239