Personal loans in Crab Orchard, TN
Census figures put the 2020-to-2023 increase in Crab Orchard at about 1.9%. Roughly 732 residents live in Crab Orchard, the 260th-largest community in Tennessee.
The first question in Crab Orchard is not the rate on offer but whether the payment fits; about 732 people live here under Tennessee lending law. Begin with the payment, then weigh APR and total interest across the lenders that reach Crab Orchard's 732 residents. Every figure below is Tennessee's own, applied to Crab Orchard's 732 residents, with the publisher and retrieval date attached. For a bigger market, look to Crossville, TN about 9 miles away.
Crab Orchard by the numbers
Most of what governs a Crab Orchard loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.
- Population: about 732 people live here, which puts Crab Orchard 260th of 344 Census places in Tennessee (Vintage 2023).
- Population trend: A rise of about 1.9% from 2020 to 2023.
- People gained or lost: about 14 more since the 2020 base.
- Size percentile: bigger than about 24% of the places in Tennessee, with 732 residents in Crab Orchard.
- Density: roughly 67 residents per square mile, spread over 10.9 sq mi of land.
- By land area: Crab Orchard ranks 78th among Tennessee's 344 places, at 10.9 sq mi.
- State share: roughly 0.0% of Tennessee's residents live in Crab Orchard (732 people).
- National standing: Crab Orchard ranks 11,587th of 19,457 US places.
- Growth in Tennessee: Crab Orchard stands 160th by percentage change from 2020 to 2023, among 344 places.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Crab Orchard's 1.9%.
- Density in Tennessee: Crab Orchard ranks 338th by people per square mile.
- Density in context: Crab Orchard's 67 people per square mile sit against a Tennessee median of 553.
- Location: 35.9066, -84.8847 (US Census Bureau Gazetteer).
- Nearest larger cities: Crossville (9 mi); Rockwood (12 mi); Spring City (15 mi); Harriman (18 mi); Kingston (21 mi). Larger metros often have more branches, but online lenders reach Crab Orchard on the same terms.
- Smaller communities within reach: Pleasant Hill (18 mi); Oakdale (19 mi); Sunbright (26 mi).
- Within a 50-mile radius: 7 smaller Census places.
- Within 100 miles: 173 places are larger than Crab Orchard.
Inside a Crab Orchard personal loan
A Crab Orchard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 732 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crab Orchard. Because the payment is fixed, the total cost of a Crab Orchard loan is knowable in advance — unlike a revolving card balance.
A practical checklist for Crab Orchard borrowers
For Crab Orchard's roughly 732 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Tennessee licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Tennessee; what changes is your credit file, not the fact that Crab Orchard holds 732 people.
The Tennessee lending rules that reach Crab Orchard
For the roughly 732 residents of Crab Orchard, the rules below are Tennessee's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The geography behind Crab Orchard
Crab Orchard covers about 10.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 67 people per square mile. Memphis, the largest place in Tennessee, is about 291 miles from Crab Orchard. Within 50 miles of Crab Orchard there are 44 larger Census places. By land area it ranks 78th of 344 Tennessee places.
How Crab Orchard compares across Tennessee
Among Tennessee's 344 places, Crab Orchard sits at 260th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 160th of 344 Tennessee places, putting it near the 53th percentile for growth. By density, at about 67 people per square mile, it ranks 338th in Tennessee. In land area, Crab Orchard ranks 78th among Tennessee's 344 places.
Common questions
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Nearby places
- Crossville, TN — population 12,652
- Rockwood, TN — population 5,635
- Spring City, TN — population 1,948
- Harriman, TN — population 6,171
- Pleasant Hill, TN — population 548
- Oakdale, TN — population 201
- Wartburg, TN — population 942
- Kingston, TN — population 6,218